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BofA CLI Request

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Santi78342
Established Contributor

BofA CLI Request

So my Cashrewards card turned 6 months yesterday so I decided to ask for a CLI. I asked to go from $2K to $15K. I was approved for $4.9K. Pretty dissapointed as I wanted to get at least $5K! Can I recon this to get the extra $100? 

Message 1 of 23
22 REPLIES 22
Anonymous
Not applicable

Re: BofA CLI Request


@Santi78342 wrote:

So my Cashrewards card turned 6 months yesterday so I decided to ask for a CLI. I asked to go from $2K to $15K. I was approved for $4.9K. Pretty dissapointed as I wanted to get at least $5K! Can I recon this to get the extra $100? 


Do it Smiley Wink

Message 2 of 23
MissMoni223
Senior Contributor

Re: BofA CLI Request

CONGRATS and go for the RECON, the worst they can say is no.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 3 of 23
newhis
Valued Contributor

Re: BofA CLI Request


@Santi78342 wrote:

So my Cashrewards card turned 6 months yesterday so I decided to ask for a CLI. I asked to go from $2K to $15K. I was approved for $4.9K. Pretty dissapointed as I wanted to get at least $5K! Can I recon this to get the extra $100? 


I read that CLI for BofA are HP and you can use the same HP up to 30 days later. So you can ask again. I think they are some phone number that connect you to a senior credit analyst that can help you get a higher limit.

 

If you get over 5K then you can PC the card to the Signature version (from what I read). Good luck and please confirm your success.

Message 4 of 23
coldnmn
Mega Contributor

Re: BofA CLI Request

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 23
b_diddy
Established Contributor

Re: BofA CLI Request

Congrats!  A recon on the back of a SP or existing HP is always a no brainer.  Go for it.  Good luck!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 6 of 23
Santi78342
Established Contributor

Re: BofA CLI Request

Called for a recon and spoke with a very nice credit analyst. She went over my request and information again and approved me for $10K! Holy crap! So I started at $2K in March, was approved for $4.9K this morning with a HP, and approved for $10K after a recon using the same HP! I love BofA!

Message 7 of 23
Anonymous
Not applicable

Re: BofA CLI Request

Congrats!
Message 8 of 23
ddemari
Super Contributor

Re: BofA CLI Request

does bank of america use the same hard pull for 30 days if you go use the online request button or is only if you call again?

Message 9 of 23
JLK93
Established Contributor

Re: BofA CLI Request

Awesome recon! Congratulations!

Message 10 of 23
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