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BofA Cash Rewards 123 Approval?

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Anonymous
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BofA Cash Rewards 123 Approval?

Check pre-quals with BofA since I'm a long-term banking customer and got recommended the Cash Rewards 123 card w/ a $150 cash bonus.  App'd last night and got the "we'll get back to you" message.

 

Called the senior credit analyst day to try a recon, first analyst told me it was approved and just needed verification that it was actually me that applied so they connected me to another department for verification.  Got that taken care of and she said I should receive an email shortly, so I'm guessing that means I'm approved?

If that is the case, this is my first unsecured approval in YEARS!  Keeping my fingers crossed that I understood what they were saying correctly

Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: BofA Cash Rewards 123 Approval?

Yep definitely an approval. Wouldn't go through the trouble of verification if it's not. Congrats!! Hope you get a good SL.Smiley Happy

Message 2 of 19
Anonymous
Not applicable

Re: BofA Cash Rewards 123 Approval?

Just got the official email with approval!  No idea what the terms or SL are, but said it should arrive in 7-10 days Smiley Happy

Message 3 of 19
Anonymous
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Re: BofA Cash Rewards 123 Approval?

See... All's well that ends wellSmiley Wink Just give them a call to know your SL.


@Anonymous wrote:

Just got the official email with approval!  No idea what the terms or SL are, but said it should arrive in 7-10 days Smiley Happy


 

Message 4 of 19
Anonymous
Not applicable

Re: BofA Cash Rewards 123 Approval?

Congrats on approval

 

 

 

Message 5 of 19
xaximus
Valued Contributor

Re: BofA Cash Rewards 123 Approval?

Congrats on the approval! I would call and find out what the SL is.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 6 of 19
Malcono
Regular Contributor

Re: BofA Cash Rewards 123 Approval?

Congrats on the approval.

Hopefully you can work on building up your credit now.

Good luck!



                                                  
                                                                                              
Total Credit: $107,000Utilization: 1%AAoA: 2yrs, 4mthsAoOA: 3yrs, 1mthAoYA: 1yrs, 10mthsBaddies: 0

Message 7 of 19
Anonymous
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Re: BofA Cash Rewards 123 Approval?


@xaximus wrote:
Congrats on the approval! I would call and find out what the SL is.

Do I call the credit analyst again, or some other number?

 

Edit: called the CA, $1000 SL Smiley Happy

Message 8 of 19
Anonymous
Not applicable

Re: BofA Cash Rewards 123 Approval?

$1000 SL

 

Not amazing, but twice what I expected haha

Message 9 of 19
xaximus
Valued Contributor

Re: BofA Cash Rewards 123 Approval?

Congrats on the 1k SL! Remember, it's a start, from here you can build on this and grow this as well as BoA can be a decent card to have.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 10 of 19
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