BofA Cash Rewards CLI

[cmm89]

Hi all,

I've been less active on the forums with posting and commenting, but I am still lurking.

I wanted to report that I saw the "Request credit limit increase" under my balance on my BofA Cash Rewards VS card. Obviously, when you see that, you should know they want to give you one (usually, YMMV).  I was at $15,000 on my Cash Rewards and requested $25,000 -- next day, it was there and I had an email confirming it.

Other exposure with BofA: $25K Merrill+ VS.... no other bank comes close to how much exposure I have with BofA. I will admit that I work for a subsidiary and I've been using them for all of my banking since December of 2015. I also am a client of Merrill Lynch. Hope this helps folks.

I'd say I have a total of $12-13K outside of my BofA exposure... BofA exposure: $50,000 over two cards. They've been very generous. I have 0% util on my Merrill+ and about 12% util (with recent CLI) on my Cash Rewards. It's 0% APR until September of this year.

TL;DR -- if you see the "Request credit increase" under your balance on the BofA website, it usually works!

EDIT: It WILL be a hard pull. I always find them worth it, though.

[AverageJoesCredit]

Congrats on the Boa luv. Indeed , YMMV on the button, as ive had it going on months and have struck out like my last 3 times I no longer like my blue luv button

[Anonymous]

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wrote:

Hi all,

I've been less active on the forums with posting and commenting, but I am still lurking.

I wanted to report that I saw the "Request credit limit increase" under my balance on my BofA Cash Rewards VS card. Obviously, when you see that, you should know they want to give you one (usually, YMMV).  I was at $15,000 on my Cash Rewards and requested $25,000 -- next day, it was there and I had an email confirming it.

Other exposure with BofA: $25K Merrill+ VS.... no other bank comes close to how much exposure I have with BofA. I will admit that I work for a subsidiary and I've been using them for all of my banking since December of 2015. I also am a client of Merrill Lynch. Hope this helps folks.

I'd say I have a total of $12-13K outside of my BofA exposure... BofA exposure: $50,000 over two cards. They've been very generous. I have 0% util on my Merrill+ and about 12% util (with recent CLI) on my Cash Rewards. It's 0% APR until September of this year.

TL;DR -- if you see the "Request credit increase" under your balance on the BofA website, it usually works!

EDIT: It WILL be a hard pull. I always find them worth it, though.

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When does the CLI button usually show up? Next month will be my 3rd statement on my BofA Asiana Card and I can't even pay a plane ticket for 4 flying to Asia with my limit.

Is it 3rd statements or every 6 months?

[luxeprw9]

Congrats!  That's fantastic!