Today I was in dillards. I stopped in to apply for a card. This was my fourth try. Everytime before a decline too many inquiries. I waited about 60 days since my last application. I applied today at the register. The store clerk got a printout from the register to call DFS. He called and was on hold for the longest time. He was going to hang up and call back and i said no be patient and wait. After she comes back on she tells him they want to speak to me. They ask for permission to send me a text to my phone with a code number. Then she asks to verify my information name address, social etc. I give her the code from my phone. She puts me on hold. Now i know since they are asking to send a code that is a hint maybe an approval this time. Sure enought she said put the salesperson back on the phone and he has me put my last 4 social, dob and phone number into the keypad and out prints a temporary shopping pass. Then I ask him for my credit limit. He writes it on the receipt. Can you guess? $2,300. Super happy with an approval finally. My score on efx which is the report they pulled is 716. I noticed a soft pull on experian with todays date from WF/Dillards when checking my experian report online. I then asked if i got approved for the dillards amex or the regular dillards. I called and they said dillards. i was kinda disappointed i didn't get the combo version store/amex card but just the same an approval with wells fargo is hard to get. I bank with them and still haven't gotten my secured card upgraded to non secured and the only reason i wanted it was i wanted a card from the bank i bank with. Got it in december so maybe they will be rewarding soon. Just the same happy to get something out of wells fargo. lol
