BofA Cash Rewards CLI

[Anonymous]

Had a credit limit of $3,400. Pressed the LUV button, asked for and was approved for $4,500. Then decided to try my luck on a double dip by pressing the LUV button again. Asked for and approved for $5,500. Feeling good!

[AllZero]

Congratulations on your CLIs!

[AllZero]

Try 2x or 3x current credit line next 90 days.

[Anonymous]

Whenever dealing with BOA ask for 100K and let the computer counter you with the highest offer instead of hitting the button multiple times and wondering if you left money on the table.

[Anonymous]

Every time I do something super high like this I always just get the 7-10 day message. Maybe I wasn't waiting long enough between the last time I tried?

[AllZero]

Or could be income or DTI factor?

[Anonymous]

It's tough to say but, the link shows up before the 90 day requirement is up.  What did the denial letters say?  Too many recent requests?

[Anonymous]

Congrats!

[nuohlac]

Congratulations on your CLI's!!!

[AverageJoesCredit]

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@Anonymous wrote:

Whenever dealing with BOA ask for 100K and let the computer counter you with the highest offer instead of hitting the button multiple times and wondering if you left money on the table.

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100k requests  is not common for everyday cli requests  , i wouldnt encourage that amount as a general statement as not everybody makes that kind of money to even   shoot for.  People requesting  cli should keep their expectations reslistic. A good rule of thumb with Boa is , barring having assets and  other  things with Boa, they are usually good for 50% ones income. One might not achieve it right away but in due time it could possibly be achieved.