Bread Cashback Amex Instant SP CLI

[CreditMagic7]

Went to the luv button on this card today since the last CLI was back in November. It returned with an Instant $1.5K increase. The previous line is been $16K. The card gets intermittent usage during rotation and then PIF. 

[MsSecondChance]

Congratulations! 🥳

[firefox100]

Congratulations on very nice increase on your bread cashback amex card. I also got increase this week and my last increase was back in November like you and when every thing works with this card it is nice card I just charge 220 at the dentist on Thursday and already got my rewards. Again congrats on your increase and enjoy it have fun at it.

[CreditMagic7]

Thank You @firefox100 @MsSecondChance 

[cashorcharge]

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

[CreditMagic7]

Thanks @cashorcharge 

[toddc]

This is a funny card. Mine was a commenity Mastercard that started out at $1,500.  A million $1500 increases every 90 days has me over 20k now.  I barely use mine at all. But the Amex version rewards are way better than that 1.5% the Mastercard offered.   

[firefox100]

If you don't mind you said your account grew to over 20K could please give some data points such as income and Fico scores what are they looking for in their approval models.

[toddc]

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@firefox100 wrote:

If you don't mind you said your account grew to over 20K could please give some data points such as income and Fico scores what are they looking for in their approval models.

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I've had the card for 4 years now, and gotten an CLI every 90 days, I beleive they were mostly $1,500 so 6k year x 4 years pretty close.... my scores were in the low to mid 600s when I got the card and for most of the time I had it.   Income around 70k.     I never cold apped for this card, it was a commenity mastercard and they sent me an pre-approved offer because I had the BJs card with them, I believe before it went to capital one.

[nytokyobred79]

Congrats on your cli!!