I need to stop hanging out here when it's slow at work lollll.
Anyway...saw that you are able to do a pre-qual on this new version of the Bread AMEX...Comenity.
Of course, for funsies, I tried it and it said I was pre-approved for up for $2,600...
I've a few Comenity cards acquired through the shopping cart trick of old. $2,600 matches my second-highest limit with them, an IKEA card I opened when I was buying new furniture for my apartment.
Disclosures cite EQ as the bureau they soft pulled but I've yet to get a notification of a hard inquiry. HP's from them have usually been instant (had a couple when asking for CLIs on IKEA and Dell Pay). EQ FICO8 score from here is 680.
Off to the garden for awhile, and some trimming will come soon. Cheers.
Congrats.
Congrats 👏
I applied last week and same as you soft pull which is pretty crazy to me ..
>
Some for me no hard pull but the account was reported this morning as a new account that happened five days after approval
First; get back to work! Haha.
Second; Congrats on the approval!
Congratulations on your new found liquidity!
Comenity/Bread is usually pretty decent at what they do. What you should be aware of is that their HP's are not instant. I just applied for the Comenity AAA Daily Advantage Visa and the HP took at least an hour to show up if not a full day. If you still do not have a HP at Equifax after a week then you probably got a SP.
