Good afternoon Fico Fam😀
Just Got approved through our Credit Union for there Rewards Credit card. SL 12K😀😀😀😀 THIS CREDIT union has been good to us. Our APR on the CC is 11.5% which is the lowest rate that we have ever had on a CC. We are super hapoy right now. I am really going into the Garden. No more CC apps for a very long time
Just Got approved through our Credit Union for there Rewards Credit card. SL 12K😀😀😀😀 THIS CREDIT union has been good to us. Our APR on the CC is 11.5% which is the lowest rate that we have ever had on a CC. We are super hapoy right now. I am really going into the Garden. No more CC apps for a very long time
Congratulations on the card, limit and APR!
Congratulations on your approval!
Please provide data points so we may or may not make a stampede to said credit union.
Geo-fence?
Hard pull for membership?
Which bureau do they pull?
Inquiry or new account sensitive?
Please provide data points so we may or may not make a stampede to said credit union.
Geo-fence?
Hard pull for membership?
Which bureau do they pull?
Inquiry or new account sensitive?
Data points are as follows: membership at least open an account. Must live in the Bay area in CA. They Pulled Transunion exclusively. My Fico 8 Trans is 723, I asked for 12k and they. Said I needed additional income. So My Wifey said she would'nt mind being added so she called in and gave them her info and BOOM instant approval. This Credit union has been Nice to us. It was a HP, I dont think they are Inquiry sensitive. I have 13 inq on my transunion. I dont think they are new account sensitive neither because in the last 2 months I have open 3 in CC Accounts this being the 4th. I think the Income is what mattered in our approval because mine alone was not enough but once mt Wife got added it was Cake and Ice cream for sure😀
Thank you.
It's a very respectable credit limit and nice APR!
It's a very respectable credit limit and nice APR!
I could nt believe the APR . I think they trust us because we have 2 Auto Loans with them as well and have not been Late
Thats cool they are expanding. They are very nice the CUSTOMER SERVICE IS REALLY GOOD IN OUR EXPERIENCE
Congrats on your approval!!
