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CFF CLI

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mgood
Valued Contributor

CFF CLI

I hit the button just because it was there and got a little extra from Chase, a $1k CLI brings my CFF CL to $12k.

When I asked yesterday, I got the 7-10 day message. But knowing they can be sneaky, I checked my CL today at noticed it had increased.

The thing that surprises me is that they still give me CLIs. This makes my total exposure with Chase credit cards is over 65% of my annual income.

 

I'm 5/24. Won't be 4/24 until January.



EQ8 787, TU8 755, EX8 760 as of August 27
AZE10 - 8% Utl - New Cards: 0/6, 2/12, 5/24
Message 1 of 10
9 REPLIES 9
everest
Frequent Contributor

Re: CFF CLI

Congrats on your Chase CLI! 🎉 Thanks for the datapoints!

 


@mgood wrote:

I hit the button just because it was there and got a little extra from Chase

...

The thing that surprises me is that they still give me CLIs. This makes my total exposure with Chase credit cards is over 65% of my annual income.

Couldn't agree more with that first statement 🤩 -- I am also curious on how far Chase will lend against annual income for my own cards -- though I have since established a healthy banking relationship after my Sapphire approval which might play a role.. I know it's very YMMV with this.

 

Saw a similar increase on my Sapphire Preferred (just yesterday, still need to write up a post Smiley Happy) after going through a "systematic decline" since I reallocated some of the limit of my Prime Visa when I opened it -- $1,000 additional on the Sapphire with manual review, and an automatic $2,500 increase on the Prime Visa too! (hasn't seen much use anyways) Congrats again!




Signature needs updating.. soon!
Message 2 of 10
BigBS
Senior Contributor

Re: CFF CLI

Congrats on the CLI!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 3 of 10
M_Smart007
Legendary Contributor

Re: CFF CLI

Congratulations on your CLI 🎉🎉🎉

Message 4 of 10
CreditAggie
Community Leader
Super Contributor

Re: CFF CLI

Congratulations on your CFF CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 10
Invest4Rest
Contributor

Re: CFF CLI

Congrats!! 🚀🚀🚀




Message 6 of 10
Creditwiser
Valued Contributor

Re: CFF CLI

Congrats on your CLI !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 7 of 10
JoeRockhead
Community Leader
Super Contributor

Re: CFF CLI

Nice bump, congratulations on your Chase CLI!

Message 8 of 10
firefox100
Senior Contributor

Re: CFF CLI

Congratulations on your chase cli enjoy it have fun.

Message 9 of 10
TheRedHat
Established Contributor

Re: CFF CLI

Congrats on your CLI!

Last update: 6/14/2025

Goal Cards
Message 10 of 10
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