No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
The Lowe's experience caused a minor obsession with how much CL one can get out of SYF in three days. So, in the spirit of inquiry and not caring nearly as much about a TU pull than EX, it turns out the answer is $9.5k, to add to the $35k Lowe's. And SYF passed Chase as my second-largest CCC, with $74.5k in limits.
Other observations:
--Probably because it's a MC and possibly due to Lowe's CL size, I didn't have instant CLI success.
--Adding four CCs earlier this year caused about a seven-point hit on FICOs that then more than rebounded, so I assume these two plus the COF Pottery Barn MC will drop me similarly, to around 785 or so.
--I'm now at 31 CCs/LOCs plus 4 AUs on P2's, so I think we're retiring to CLIville.
Nice, congratulations!
@JoeRockhead wrote:Nice, congratulations!
Thank you sir!
Congrats on your CLI
@NoMoreDebt wrote:Congrats on your CLI
Thank you!
Hopefully you just use card for deferred financing if you shop at crate and barrell and rewards expire quickly! I spent a lot of money at said store and though about card, but with rewards expirig so quickly i think 3 months it wasn't a card I wanted personally and juts use a 3% AOD card for shopping there.
I'll likely use the 10% rewards for small stuff and deferred for a couple of larger things coming up. I've been a huge fan because I lived in Chicago for 20 years. And I like that it's a usable store card, open-loop MC, and CL padding.
Congrats on the approval!
WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂