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CFF automatic CLI DP

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CFF automatic CLI DP

Hello, So I've had a CFF for about eight and a half months now. I applied for it when I only had a two year old CC on my report with a limit of $2100. I did have a BCE with a $10lk limit, but it was a month old and it wasn't on my credit reports yet. 

 

I was approved for the CFF with a $2500 limit and wasn't very pleased because I knew that a CLI was HP at Chase. The reason they gave me a low limit was becuase I didn't have other credit cards with high limits. 

 

A few days ago, I login to my Chase app and see a notification that they've increased my credit limit from $2500 to $5000 without me asking. It was kind of a surprise because I didn't update my income and it was out of nowhere.

 

I'm pretty happy and just wanted to share this DP.

Message 1 of 14
13 REPLIES 13
M_Smart007
Legendary Contributor

Re: CFF automatic CLI DP

Congrats on your Chase Auto CLI.

Message 2 of 14
mgood
Valued Contributor

Re: CFF automatic CLI DP

Grats on the auto-luv!



EQ8 775, TU8 764, EX8 772 as of August 11
AZE12 - 6% Utl - New Cards: 1/6, 3/12, 6/24
Message 3 of 14
Cashbackjunky
Established Contributor

Re: CFF automatic CLI DP

Congrats @Credit_Padawan on the auto luv from Chase!! Out of curiosity, do you have any other DP's such as how much spend per month, if you PIF etc?

 

Cheers on the auto CLI!

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$31k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$25k | | BofA Unlimited Cash-$30k | | CapOne Quicksilver-$30k | | CapOne Savor-$18.75k | | Chase Amazon-$31.2k | | Chase Freedom-$28.5k | | Chase Freedom Flex-$25k | | Chase Freedom Unlimited-$16.8k | | Chase Freedom Unlimited-$22k | | Chase Sapphire Preferred-$45k | | Citi Custom Cash-$23.9k | | Citi Custom Cash-$17.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | |Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$8k | | Synchrony Discount Tire Card-$7.5k | | Wells Fargo Autograph-$25k

FICO Score 8:
850 INQ:
1
850 INQ:
5
837 INQ:
7

TCL: $676.75k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0

Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k
Message 4 of 14
PNWRambler
Frequent Contributor

Re: CFF automatic CLI DP

Congrats on the auto CLI.  Surprise CLI's are the best 

Message 5 of 14
cashorcharge
Community Leader
Super Contributor

Re: CFF automatic CLI DP

WooHoo!! Congratulations on your Chase CLI Approval!!👏🏼🍾🥂

Message 6 of 14
Elpadrino1
Valued Contributor

Re: CFF automatic CLI DP

Congratulations on the auto CLI!!

Message 7 of 14
shalimarcat
Regular Contributor

Re: CFF automatic CLI DP


@Credit_Padawan wrote:

Hello, So I've had a CFF for about eight and a half months now. I applied for it when I only had a two year old CC on my report with a limit of $2100. I did have a BCE with a $10lk limit, but it was a month old and it wasn't on my credit reports yet. 

 

I was approved for the CFF with a $2500 limit and wasn't very pleased because I knew that a CLI was HP at Chase. The reason they gave me a low limit was becuase I didn't have other credit cards with high limits. 

 

A few days ago, I login to my Chase app and see a notification that they've increased my credit limit from $2500 to $5000 without me asking. It was kind of a surprise because I didn't update my income and it was out of nowhere.

 

I'm pretty happy and just wanted to share this DP.


   Wow, that's incredible. What a way to end the year! Congratulations!

Message 8 of 14
WasteMgmt
Regular Contributor

Re: CFF automatic CLI DP

Congrats! I think the usage plays a big part when they offer these CLI. 


CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023
Message 9 of 14

Re: CFF automatic CLI DP


@Cashbackjunky wrote:

Congrats @Credit_Padawan on the auto luv from Chase!! Out of curiosity, do you have any other DP's such as how much spend per month, if you PIF etc?

 

Cheers on the auto CLI!


When I first got the card I always spent around $200-$300 a month. Last month I had some bigger expenses and spent around $2200. 

I always pay a little more than my statement balance to keep utilization pretty low. Last statement however, I almost paid my entire current balance because of the higher than usual spend.

 

Message 10 of 14
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