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Hello, So I've had a CFF for about eight and a half months now. I applied for it when I only had a two year old CC on my report with a limit of $2100. I did have a BCE with a $10lk limit, but it was a month old and it wasn't on my credit reports yet.
I was approved for the CFF with a $2500 limit and wasn't very pleased because I knew that a CLI was HP at Chase. The reason they gave me a low limit was becuase I didn't have other credit cards with high limits.
A few days ago, I login to my Chase app and see a notification that they've increased my credit limit from $2500 to $5000 without me asking. It was kind of a surprise because I didn't update my income and it was out of nowhere.
I'm pretty happy and just wanted to share this DP.
Congrats on your Chase Auto CLI.
Grats on the auto-luv!
Congrats @Credit_Padawan on the auto luv from Chase!! Out of curiosity, do you have any other DP's such as how much spend per month, if you PIF etc?
Cheers on the auto CLI!
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TCL: $676.75k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0 |
Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k |
Congrats on the auto CLI. Surprise CLI's are the best
WooHoo!! Congratulations on your Chase CLI Approval!!👏🏼🍾🥂
Congratulations on the auto CLI!!
@Credit_Padawan wrote:Hello, So I've had a CFF for about eight and a half months now. I applied for it when I only had a two year old CC on my report with a limit of $2100. I did have a BCE with a $10lk limit, but it was a month old and it wasn't on my credit reports yet.
I was approved for the CFF with a $2500 limit and wasn't very pleased because I knew that a CLI was HP at Chase. The reason they gave me a low limit was becuase I didn't have other credit cards with high limits.
A few days ago, I login to my Chase app and see a notification that they've increased my credit limit from $2500 to $5000 without me asking. It was kind of a surprise because I didn't update my income and it was out of nowhere.
I'm pretty happy and just wanted to share this DP.
Wow, that's incredible. What a way to end the year! Congratulations!
Congrats! I think the usage plays a big part when they offer these CLI.
@Cashbackjunky wrote:Congrats @Credit_Padawan on the auto luv from Chase!! Out of curiosity, do you have any other DP's such as how much spend per month, if you PIF etc?
Cheers on the auto CLI!
When I first got the card I always spent around $200-$300 a month. Last month I had some bigger expenses and spent around $2200.
I always pay a little more than my statement balance to keep utilization pretty low. Last statement however, I almost paid my entire current balance because of the higher than usual spend.