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Got to 3/24 this month. Decided that it was time for the Chase trio.
Applied for the CFF. Immediate approval for 25.5 (more than my CFU, less than my CSP (which used to be a CSR, but Covid)).
Data points: 3/24, 14 other cards, FICO8 scores between 841 and 850 (ikr), and enough income. That said, Chase has now extended to me a total credit line of more than half my income, which is &%#*ing absurd. This is my 15th card; it lifts my aggregate CL to just over 300 (which is more than twice my income (again -- absurd)).
EX FICO8 immediately dropped from 841 to 814; just so happens that the mortgage payoff also hit today. Be interesting to see what happens when the new mortgage hits.<sigh>
I don't much care -- I've completed the refi, and bought a Space Horse (which I've been contemplating for over 2 years).
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Congratulations on your CFF Approval..
Congrats on the approval and achieving your trifecta!!! Very nice SL!!!
Congratulations on your approval!!! Nice bike.
@nuohlac wrote:Congratulations on your approval!!! Nice bike.
Thanks. I've been well-behaved. The last one was ~14 years ago.
https://archive.trekbikes.com/us/en/2006/trek/520#/us/en/2006/trek/520/details
| EQ | 8?? | 0 INQ | 7y4m |
| EX | 840 | 4 INQ (2 CC, 2 auto) | 7y |
| TU | 8?? | 1 INQ (CC) | 6y8m |
| 3/24 | 1/12 | AoYA 10m | AoOA 24y2m | ~1% |
Congratulations on achieving the Chase Trifecta!
Congratulations on your approval! Fantastic starting limit!






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Sheesh, well done!
Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590













