CFU approval

jaybird14 · ‎10-19-2022

Hi all,

New to the forums but I've lurked for a bit and I thought I'd share my experience with getting approved for CFU about a month ago.

Scores at the time of application: 725 EX/702 TU/??? EQ

Inquiries at the time of application: 1 EX/1TU/0EQ

Overall utilization at the time of application: 30%

Total limits: 14k - highest individual limit was/is 8k

5/24 status at that time: 2/24 (1/24 if you disregard an AU)

What it was like:

I applied cold and I don't think I had any prequals with Chase when I checked. After applying I got the "30 days" email and when I called the automated line I got a 2 weeks notification. About three hours later I got an approval email and when I called in it was for a 7k SL!

Overall a good experience and in due course I'll start building up that trifecta.

MySunrise271 · ‎10-19-2022

Congratulations on your Chase CFU approval🎉🎉🎉

Credit Cards

Brokerage and Credit Unions

babygirl1256 · ‎10-19-2022

Congrats on your Chase CFU approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

M_Smart007 · ‎10-20-2022

Congrats on your CFU Approval🎉

CYBERSAM · ‎10-20-2022

Congrats on your CFU Approval 🤑👍

Welcome to the Forum!

SweetCreditObsession · ‎10-20-2022

Congratulations on the new credit line with Chase!

(+102) |

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WasteMgmt · ‎10-20-2022

Congrats and welcome! That is a solid SL as well. Like you, I hope to complete my trifecta hopefully next year.

CapitalOne Venture X, CapitalOne Quicksilver, Chase Sapphire Preferred, Chase Freedom OG, Chase Freedom OG, Amex BCE, Wells Fargo Autograph
Last application 5/2023