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CITI CLI question

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Shock
Established Contributor

CITI CLI question

Is Citi more likely to grant a CLI for balance transfers? My Thank You Preferred is about a month old. I did a 5500 balance transfer to it. Total line is 8100. Utilization will be a nightmare. Are they more willing to grant with large balances? 

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Message 1 of 11
10 REPLIES 10
angelcred10
Regular Contributor

Re: CITI CLI question

not with the Backdoor I called after applying.. lady even said I had a good reason but they still would not manually approve

Starting Score: 635 Current Score: 659 Discover Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Message 2 of 11
Shock
Established Contributor

Re: CITI CLI question

im willing to take a HP. but I don't think it's worth it because the card is only 1 month old. 

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Message 3 of 11
Shock
Established Contributor

Re: CITI CLI question

Took the HP (i think) and got approved for 18.9k from 8100. Originally asked for 20k

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Message 4 of 11
B335is
Moderator Emeritus

Re: CITI CLI question

I've had better luck with Citi CLI if I show decent use or take advantage of BT.  Congrats!  Well worth the pull.  I'm glad you got it.

Message 5 of 11
Anonymous
Not applicable

Re: CITI CLI question


@Shock wrote:

Took the HP (i think) and got approved for 18.9k from 8100. Originally asked for 20k


 
Wow thats great CLI, congrats

Message 6 of 11
gdale6
Moderator Emeritus

Re: CITI CLI question


@Shock wrote:

Took the HP (i think) and got approved for 18.9k from 8100. Originally asked for 20k


Excellent, grats on the great CLI Smiley Happy

Message 7 of 11
uswala
Senior Contributor

Re: CITI CLI question


@Shock wrote:

Took the HP (i think) and got approved for 18.9k from 8100. Originally asked for 20k


Congrats!

Message 8 of 11
coldnmn
Mega Contributor

Re: CITI CLI question

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 11
angelcred10
Regular Contributor

Re: CITI CLI question

That's Awesome!

Congrats OP!!

Smiley Happy

Starting Score: 635 Current Score: 659 Discover Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Message 10 of 11
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