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CITI CLI request | APPROVED

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_NERD
Established Contributor

CITI CLI request | APPROVED

Citi CDP $10,000 SL 2.5 yrs ago. Never had a CLI, never requested one. Hit the luv button, they offered a $2k increase on a SP. I accepted.

$12k CL now, 0% util. I have an offer in my account to PC to the DC. I’m going to do that.

 

My DP's
• EX score: 733
• 12/16 F8 scores: TU 740 | EX 733 | EQ 666
• $16.5k revolving balances
• 28.9% reported overall util
• AAOA 3 yrs 5 months
• $11k Car loan 74.55% paid off ($2800 left)
• 0 Inq's in over 2 years (across 3B)


3B profile optimization in progress...
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: CITI CLI request | APPROVED

Congrats on CLI , i see your in a roll !!!!

xmas came early for you

Happy Holidays

 

 

 

 

 

 

 

 

 

Message 2 of 9
_NERD
Established Contributor

Re: CITI CLI request | APPROVED


@Anonymous wrote:

Congrats on CLI , i see your in a roll !!!!

xmas came early for you

Happy Holidays

 

 

 


 

 

 

 

 

 


Thanks. To update: Looks like the CLI made the PC to DC offer and BT offer go away. Oh well, the goal was the lower my UTIL.  I added $34k worth of padding to my aggregate util, so far today Smiley Wink


3B profile optimization in progress...
Message 3 of 9
imaximous
Valued Contributor

Re: CITI CLI request | APPROVED


@_NERD wrote:

Thanks. To update: Looks like the CLI made the PC to DC offer and BT offer go away. Oh well, the goal was the lower my UTIL.  I added $34k worth of padding to my aggregate util, so far today Smiley Wink

I'm pretty sure that if you really want to PC your card to DC, you can call and get it done. The CLI should have no effect on that.

Message 4 of 9
19eighty5
Senior Contributor

Re: CITI CLI request | APPROVED

Sweet CLI on a SP! Congrats

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 5 of 9
Nova5041
Frequent Contributor

Re: CITI CLI request | APPROVED

Congrats, I see somebody is on a roll!


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 6 of 9
Priory_Man
Valued Contributor

Re: CITI CLI request | APPROVED

Dominating the boards with these new cards and CLI, congrats. Smiley Happy






"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 9
Cred4All
Valued Contributor

Re: CITI CLI request | APPROVED


@imaximous wrote:

@_NERD wrote:

Thanks. To update: Looks like the CLI made the PC to DC offer and BT offer go away. Oh well, the goal was the lower my UTIL.  I added $34k worth of padding to my aggregate util, so far today Smiley Wink

I'm pretty sure that if you really want to PC your card to DC, you can call and get it done. The CLI should have no effect on that.


Am I the only one reading this and thinking of the movie Good Morning Vietnam!  "Excuse me, sir. Seeing as how the V.P. is such a V.I.P., shouldn't we keep the P.C. on the Q.T.? 'Cause if it leaks to the V.C. he could end up M.I.A., and then we'd all be put out in K.P."

 

Nice job on the added padding!


Message 8 of 9
Anonymous
Not applicable

Re: CITI CLI request | APPROVED

Congrats on the Citi CLI! I just got my Citi DC card and am waiting for these 6 months or so to go by to see if my SP CLI option appears.

Message 9 of 9
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