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CITI Costco CLI to $43K

tag
Aim_High
Super Contributor

CITI Costco CLI to $43K

CITI allows CLI once every six months with a soft pull.  Today was my day for my Costco card's CLI. I received an instant approval for $1K increase from $42K to $43K.  Smiley Happy

 

With moderate spend (and pre-pandemic), this card was getting $3K increases every six months but at the time, I was also using it more heavily for non-Costco spend.  For the past couple of years, my increases slowed to $1.5K every six months.  The card currently only gets light usage so perhaps that is the main reason for the further slowing to $1K.    I have noticed that CITI's CLIs seem spend-driven to some degree.  For another general CITI data point, it seems CITI may deny CLI at the six-month point if there is excessive credit-seeking behavior.  That happened to me once and I've seen reference to something like more than two or three new accounts in six months.  (My current new personal accounts tally is 1/6; 1/12; 2/24.)  

 

CITI_Costco_CLI_20230107.jpg


Business Cards


Length of Credit > 42 years; Total Credit Limits > $957.6K
Top Lender TCL - Chase 165.9 - BofA 99.9 - CITI 98.5 - AMEX 95.1 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1 of 30
29 REPLIES 29
NoMoreDebt
Senior Contributor

Re: CITI Costco CLI to $43K

Congrats on the CLI and the already great credit limit

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 2 of 30
JoeRockhead
Community Leader
Super Contributor

Re: CITI Costco CLI to $43K

Appreciate all the info, 1k is 1k, congrats on your CLI!

Message 3 of 30
Elpadrino1
Valued Contributor

Re: CITI Costco CLI to $43K

Congratulations on your CLI!!

Message 4 of 30
mystikal1
Established Contributor

Re: CITI Costco CLI to $43K

Congrats on the CLI.

Message 5 of 30
mgood
Valued Contributor

Re: CITI Costco CLI to $43K

Grats! Still growing, even if the growth seems to have slowed.



EQ8 783, TU8 751, EX8 765 as of June 26
AZE10 - 8% Utl - New Cards: 1/6, 2/12, 5/24
Message 6 of 30
Lou-natic
Established Contributor

Re: CITI Costco CLI to $43K

Grats on the Citi Costco LUV! lol




8/8/25
2/16/26
Message 7 of 30
CreditAggie
Community Leader
Super Contributor

Re: CITI Costco CLI to $43K

Congratulations on your Citi Costco CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 30
gdale6
Moderator Emeritus

Re: CITI Costco CLI to $43K

Well 1K is better than nothing, grats on the latest move up!!

Message 9 of 30
regional_ryan
Valued Member

Re: CITI Costco CLI to $43K

Congrats on the CLI

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