CITI SECURED CARD GRADUATION

[Anonymous]

Just logged into my citi acc and seen my Diamond secured card has been upgraded to a Diamond Preferred Card ... (Blue to Black) Received Graduation letter June dated 7/26 Card unsecured 8/11 this comes exactly 375 days since I Applied was was approved. Fico Score N/A at time of approval.. current score Experian 720 Equifax 697 Trans Union 734 12 months of perfect payment History. Requested a increase to 10k got the email saying they will do a pul( did not say Hp or SP)and tell me in 24 hours . Received a instant 2k cli Currently hold a Disco @ 2500 Amex BCE @ 2k And a PCed Cap1 Quicksilver from a credit steps platinum @ 500 ,,116k a year annual so not in a bad place ... will like to see their counter tomorrow.... 😁 Happy Happy & Tnx to all here who have put up with my stupidity over the last year ...some of you and you know who you are have been exceptional with the stupid question... Tnx

[blindambition]

---

@Anonymous wrote:
Just logged into my citi acc and seen my Diamond secured card has been upgraded to a Diamond Preferred Card ... (Blue to Black) Received Graduation letter June dated 7/26 Card unsecured 8/11 this comes exactly 375 days since I Applied was was approved. Fico Score N/A at time of approval.. current score Experian 720 Equifax 697 Trans Union 734 12 months of perfect payment History. Requested a increase to 10k got the email saying they will do a pul( did not say Hp or SP)and tell me in 24 hours . Received a instant 2k cli Currently hold a Disco @ 2500 Amex BCE @ 2k And a PCed Cap1 Quicksilver from a credit steps platinum @ 500 ,,116k a year annual so not in a bad place ... will like to see their counter tomorrow.... 😁 Happy Happy & Tnx to all here who have put up with my stupidity over the last year ...some of you and you know who you are have been exceptional with the stupid question... Tnx

---

Congrats. Job well done. I hope you get your increase, or counter at the minimum.

[M_Smart007]

That is some "heavy lifting", Congrats!!!

[gdale6]

Grats on the grad and the CLIs

[credit_is_crack]

Congrats on the upgrade @heavylifter! When you can get in good with Citi they’ll treat you right. Their service is a bit meh depending on the cards you have but always good to be in with the big boys. Keep at it and you’ll see It grow

[pizza1]

Thats awesome OP! I had their secured card as well a few years ago, and I was too impatient to "wait it out", and closed it.
Congrats to you on the CLI and graduation! Always a good feeling knowing you're doing something right with your credit

[Anonymous]

Yea @Pizza1 I have seen DP for this card all over the map from 8 month graduating to another 18 months extended so I think they are kinda picky on how and who the graduate and issue the card to.. I received my letter on the 10th month so right in the middle of most of the Data I have seen.. gonna PC it to a Costco visa today or tomorrow... I’m saving my 5th CC HP for a Chase FU offer I got in the mail this month.. it’s a 4% CB SUB so I’m hoping .... I know Chase likes to see at min a years history so my Citi & Cap1 QS report on the 17-22 respectively then I will app the Chase offer and have a solid rewards base to garden with ...

[Anonymous]

Well Citi just hit my Experian with a HP I guess I should get a counter offer soon ..🤞 was hoping for a SP but I guess it has been a year since they did a HP .. hope this won’t affect my 5/24 next month for my final app with chase 😮

[credit_is_crack]

The inquiry should have no impact on your Chase app. The rule is “you can’t have opened up 5 or more credit cards in the last 24 months”. So if you have 10 inquiries, but only 3 resulted in new accounts, then you’re 3/24 and good to go. We’re rooting for ya!

[calyx]

Congrats on your graduation -  That's awesome!