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I attempted a CLI spree today. I hit all of my SP cards that were eligible.
Discover - $300 increase to $1500
Sam's MC - $4000 increase to $7000
Amazon - $4100 increase to $7500
I should have asked Sam's and Amazon for 10K but I am still gun shy. I will definitely go for 15K in 90 days.
Next SP attempt is the NFCU cash rewards after the May AR.
Adding $8400 in utility padding with SP's is not a bad days work!
Here is where I stand now 6 months from no credit score available:
FICO 08
3/2017
TU - 759 * EX - 725 * EQ - 744
AAOA - 1.7 * Utility - 5%
Chase Freedom - 4500 * NFCU cashRewards Visa Sig - 14,300 * Sam's MasterCard - 7000 * Amazon-Prime Visa Sig - 2500 * Citi Costco Visa Sig - 5000
BOA Platinum - 1300 * Cap1 QS1 - 400 * Discover - 1500 * Amazon-Sync - 7500
Not a bad days work. Congrats!! Stay responsible...!!
Awesome day! Grats!!
@Anonymous wrote:Not a bad days work. Congrats!! Stay responsible...!!
For sure.
Paying in full and keeping my utility in the low single digits is keeping me in check.
Congratz on your CLI's.
If you think you left money on the Sync table you can ask for more the same day.
@JamP wrote:Congratz on your CLI's.
If you think you left money on the Sync table you can ask for more the same day.
Wow I was totally unaware of that.
EDIT: What happens if i try again tomorrow?
Okay,
I just dealt with robolady.
Asked Amazon for 12k denied. Countered with 10k
Asked Sam's for 12k. Approved.
**bleep** It. I should have gone higher.
I think calling a third time might raise some flags.
Credit Solutions is best bet for limits over 10k.
Because of all their previous 4506t nonsense though, I'd play it safe and never call them unless you really need it for a purchase or the extra padding. But that's just me.