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CLI Spree!

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precision
Contributor

Re: CLI Spree!


@Anonymous wrote:

Credit Solutions is best bet for limits over 10k.

 

Because of all their previous 4506t nonsense though, I'd play it safe and never call them unless you really need it for a purchase or the extra padding.  But that's just me.


I am definitely standing pat right now.  I am hoping I don't see a blue envelope soon.  I still don't think people know what happened last summer to trigger it.

 

My Sync exposure increased from 5700 to 22000 in a the span of a week with an auto cli and me trying my luck.  I hope I didn't push it too far.

Message 11 of 14
CreditInspired
Super Contributor

Re: CLI Spree!

Wow @Precision. As my momma would say, "You have outdone yourself!" Congratulations and as @doinit1 says, "stay responsible."

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 12 of 14
precision
Contributor

Re: CLI Spree!


@CreditInspired wrote:
@Anonymous @precision. As my momma would say, "You have outdone yourself!" Congratulations and as @Anonymous says, "stay responsible."

Thanks.  And absolutely.  I am petrified of over extending myself.  The only reason I am building like this is to guarantee the most favorable terms when I am dealing with financial, insurance and any other institution that reviews credit scores.

 

I have NO desire or plans to run up the 51K in available credit that I have been granted.  Once I crack 100K and am keeping my scores north of 800 I will be happy and just maintain.  When I briefly flirted with a 800+ score I made sure to strike while the iron was hot and the banks were jumping over themselves to help me.  Even the CSR's on the phone sounded enthusiastic.  After I dropped back into the 700's I definitely noticed a change in enthusiasm. lol

 

I am sure other people here have similar experiences.

Message 13 of 14
Anonymous
Not applicable

Re: CLI Spree!

I can't wait til I hit 700. Then move into 720, 730, etc territory. About a little less than 20 years ago, I had no job and got out of the military. I had cards (they were ones like First Primier, some others I don't remember, and my Mil Star (dpp at that time)) all got hit with me not paying. Heck, I had a MBNA account from waaaaaaaay back then to get a $2700 lap top for my DH cause he couldn't. And stuff happened. I pay my bills, he pays his. We share income info but we don't pay each others' bills. And then WAMU gave me a chance, being able to rebuild and now I'm at 681 EX and 677 TU. Not sure about EQ.

 

But congrats to you!

Message 14 of 14
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