CLI from Saks and...wait for it...TARGET!

[ohreally7654]

I know there have been a lot of rumblings very recently on the board of Target FINALLY changing their stingy ways! While it may be awhile before I'm back to my prior $10k limit that I had with my Target Visa, way back when, this is a start! Woke up this morning to an increase from $300 to $1k! And got a nice CLI from Saks on Monday from $2K to $4K!  2nd increase on that one in the 60 days since I was approved.  All in all, a good credit week so far!

[CreditMagic7]

Congratulations!

I had to finally close them a couple years ago since they were so loooow and just wouldn't budge.

They used to be one of my oldest open accounts.

[DoroLucky]

Congrats OhReally

Remember to hit them up in another 30 days LOL

[ohreally7654]

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@CreditMagic7 wrote:

Congratulations!

I had to finally close them a couple years ago since they were so loooow and just wouldn't budge.

They used to be one of my oldest open accounts.

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Thank you CreditMagic7!!  And you don't know how close I was to closing Target as well.  I don't blame you one bit for having been frustrated with the lack of movement.  it's so odd--my Nordie's account was opened one month later than Target, and already it has moved from $1.5K to $6K and they're the same bank!  I know that u/w standards differ from one card to the next, but geesh, the disparity between these two is crazy!

[ohreally7654]

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@DoroLucky wrote:
Congrats OhReally

Remember to hit them up in another 30 days LOL

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Thanks DoroLucky!!  And thank you especially for having indirectly reminded me to call them a few days ago! Seeing your Saks CLI success made me double check the date I last called them, and sure enough, it was time for my monthly call to the nice people at Saks

[MrsCHX]

Congrats! How long have you had your RedCard?

[ohreally7654]

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@MrsCHX wrote:

Congrats! How long have you had your RedCard?

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Thanks MrsCHX!!  I opened this card back in October 2015. I initially had a Target card when they were still handled by Target Bank--back in 2002ish I believe.  They upgraded me to a Target Visa a year later with a $10K limit.  It was eventually closed for non-use.  I understand the SL on my current card having been so low initially, as, at the time I was approved for it last year, my scores were high 500s.  But now that they're so much higher and I have cards more than 20x the RedCard's current limit, I fully intended to close it at the one year mark if I didn't see any growth.  Hopefully this is the beginning of more CLI's!

[ddemari]

congrats! nice to see some auto luv! 

[ohreally7654]

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@ddemari wrote:

congrats! nice to see some auto luv! 

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Thanks ddemari!! It certainly is! I've been updating my income on the site, weekly, this last month.  Not sure if that had anything to do with it or not, but either way, happy for the increase!

[MrsCHX]

Thanks for the detailed response!