I just hit the luv button for my BofA 3-2-1 card... Asked for $30k, got increased to $19,800 from $11,000... I've read on some of these threads that if you call and ask for more of a CLI on the same HP, that they may be able to accommodate.
Should I call and ask for more? This is now my highest CL card (next highest is $14,500), so I don't want to sound greedy, but I'd like it higher. Don't get me wrong, I'm THRILLED about my CLI!
What number should I call to get the CLI revised on the same HP? What do you all recommend I say to the rep?
My TU score is at 790 right now and I usually put about $5k on the card a month, but ALWAYS PIF.
Any and all advice is welcome and encouraged.
Thanks in advance for all the advice!
Cheers!
81 views and no replies? Lol.
I'm about to call when I'm off work in an hour.
Wish me luck!
Cheers!
I'm about to call when I'm off work in an hour.
Wish me luck!
Cheers!
@Anonymous wrote:Wish I could help with your questions. But I did want to wish you luck when you call.
I appreciate it!
Does ANYONE know what number I need to call?
There are soooooo many backdoor numbers, I'm not sure which I need to call.
Cheers!
@Anonymous wrote:
@Cashbackjunky wrote:I just hit the luv button for my BofA 3-2-1 card... Asked for $30k, got increased to $19,800 from $11,000... I've read on some of these threads that if you call and ask for more of a CLI on the same HP, that they may be able to accommodate.
Should I call and ask for more? This is now my highest CL card (next highest is $14,500), so I don't want to sound greedy, but I'd like it higher. Don't get me wrong, I'm THRILLED about my CLI!
What number should I call to get the CLI revised on the same HP? What do you all recommend I say to the rep?
My TU score is at 790 right now and I usually put about $5k on the card a month, but ALWAYS PIF.
Any and all advice is welcome and encouraged.
Thanks in advance for all the advice!
Cheers!Nothing fails but a try....they may ask you why...that has been my experience anyway...good luck
That was my thought process... I'm going to tell them I want to spend more with them but never want my UTL to be above 30%...
You say you've had experience with calling BofA for a CLI, what number out of the billion out there did you call?
Cheers!
Just call the number on the back of your card. It should connect you to a specialist, or if you have the app, you can call directly to a specialist. Whether they extend you further credit is anyones guess but worth a try
Thanks @AverageJoesCredit
I'll post back with how it goes in probably 20 mins or so.
Wish me luck!
Cheers!
I'll post back with how it goes in probably 20 mins or so.
Wish me luck!
Cheers!
+1 on back of card number. Their front-end CSRs are fairly empowered and can always connect you directly to a credit analyst if needed. Just be wary, unlike Chase BOA's analysts are incredibly friendly and helpful and you will be lucky to end the call without also getting another credit card, a mortgage refinance and a preapproval for an auto loan.
