CLI

[09Lexie]

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@Anonymous wrote:

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@Creditaddict wrote:

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@Anonymous wrote:

uhghhhh, tricksters....

& Chase?

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Chase HP.

BofA can be well worth it though, what you at now and how long have you had it?

They pull TU

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Chase could be a soft a pull, unless the email I got yesterday is lying.

You can now request¹ a credit line increase

on your Chase Freedom® credit card without a credit inquiry!

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Customer initiated requests with Chase are 99% HP's 

[Anonymous]

How can I convince chase to finally up my limit after being a credit member since 2006?

[Creditaddict]

Apply for a new card and move the credit line

[Anonymous]

Si either way im going to need a hp

[Anonymous]

Either way yes.

But I +1 the product change. I had the platinum plus visa and did a chat with a rep who says they can convert it to a cash rewards (I wanted the better balance though, sigh). I did my CLI before the PC but that was purely by accident. So far no hard pulls so I Think the PC isn't a hard pull

[JSS3]

Chase is always a hard pull unless you get an email invitation(which are rare)

[CrankyDave]

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Chase HP.

BofA can be well worth it though, what you at now and how long have you had it?

They pull TU

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I wish I'd known about the HP thing beforehand. BofA hadn't given me a CLI in what seemed like forever in spite of my good usage habits, so I hit the button. I did get a 2X increase (from a fairly low amount), so they weren't being stingy or anything, I just feel like I wasted that hard pull by not shooting for the moon.