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Hi! I'm new and have been lurking on this site for a while and wanted to share that I got approved for a Capital One Quicksilver card with a 2K limit.
Question - Does this been that I've been bucketed and will have difficulty getting a CLI? Or is 2K a good amount to start with?
Imo most bucketed cards from cap 1 are 300 -500 cl .2k may not be bucketed .one thing to consider .cap 1 is really hard to figure on cli's. Even cards with large limits have reported going years without a cli .theirs even a few Myfico's users that have reported a 100.00 cli .
Firstly, welcome to the forum.
2k is a really nice sl imho. A lot of people including me start off at 300.
Only time will tell if it is bucketed but 2k provides some decent spending room for a QS.
Congrats! I'm guessing you aren't bucketed with the SCL.
Starting Score: 547EXCongratulations on your Cap1 approval!!
Without knowing anything about your profile, it's hard to say. But based on the limit alone I'd say not bucketed.
@SUPERSQUID wrote:Firstly, welcome to the forum.
2k is a really nice sl imho. A lot of people including me start off at 300.
Only time will tell if it is bucketed but 2k provides some decent spending room for a QS.
Yes I started with a 300 secured card so ![]()
Congratulations on your card.
Congratulations on your Quicksilver approval!
Great start @Amber_619 ! My original platinum began with an even smaller line, just 1500 in 2016. Its been upgraded to a QS and is at $6500 now. You should be in good shape if you concentrate your natural spend on it, and ask for CLI's on a measured basis. Good luck to you!
Grats on your QS approval ![]()
Its the platinum and QS1 that usually are bucketed not the QS itself. 2K is a great SL, welcome to myFico.