CSP 100K App Pending 14 Day Message

[Jlu]

Hello MyFico been a while! Been gardening for a few years with the exception of a US Bank Cash+ approval earlier this year with a disappointing SL of $4500. 

That 100K CSP sign-up bonus was way too enticing to pass up so I app'd 9/30 and surprisingly didn't get the instant. I got the 14 day message on the app line and it has stayed that way for the past couple days which I hear is usually a good sign as opposed to the 7-10 day message. Thinking I should call Monday to see if they need verification?

Wanted to keep this post updated for future DP searchers. Current EX score is 780, I have only 1 Chase Card (legacy Freedom) with $25K CL so I'm worried they may not want to extend more especially considering my other huge CL's that all add up to 1x my annual income.

[CreditCuriosity]

Based on information you provided betting it is verification.  Give them a call Monday.

[FinStar]

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@Jlu wrote:

Hello MyFico been a while! Been gardening for a few years with the exception of a US Bank Cash+ approval earlier this year with a disappointing SL of $4500. 

That 100K CSP sign-up bonus was way too enticing to pass up so I app'd 9/30 and surprisingly didn't get the instant. I got the 14 day message on the app line and it has stayed that way for the past couple days which I hear is usually a good sign as opposed to the 7-10 day message. Thinking I should call Monday to see if they need verification?

Wanted to keep this post updated for future DP searchers. Current EX score is 780, I have only 1 Chase Card (legacy Freedom) with $25K CL so I'm worried they may not want to extend more especially considering my other huge CL's that all add up to 1x my annual income.

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Did you close the previous CSP? Not sure if your JPMorgan Select was ever converted or if you closed it.

[Jlu]

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@FinStar wrote:

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@Jlu wrote:

Hello MyFico been a while! Been gardening for a few years with the exception of a US Bank Cash+ approval earlier this year with a disappointing SL of $4500. 

That 100K CSP sign-up bonus was way too enticing to pass up so I app'd 9/30 and surprisingly didn't get the instant. I got the 14 day message on the app line and it has stayed that way for the past couple days which I hear is usually a good sign as opposed to the 7-10 day message. Thinking I should call Monday to see if they need verification?

Wanted to keep this post updated for future DP searchers. Current EX score is 780, I have only 1 Chase Card (legacy Freedom) with $25K CL so I'm worried they may not want to extend more especially considering my other huge CL's that all add up to 1x my annual income.

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Did you close the previous CSP? Not sure if your JPMorgan Select was ever converted or if you closed it.

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Oh wow I'd be super impressed if you actually remembered when I had that card, I really miss that hidden TL feature but no I let them close it back when they were doing conversions. I had a CSP that I closed back in 2013 and rolled the CL over to the Freedom, so there's no eligibility issue. 

I'll call Monday. 

[Jlu]

Update: Got an email out of the blue saying I'm enrolled in paperless statements, logged in and saw the new account so it's approved they moved $5K of my credit limit from my Freedom to the CSP which is what I figured they may do. I'll end up dividing the limits $15K/$10K CSP/Freedom anyway so no biggie. 

[M_Smart007]

Congratulations on your approval. Sorry they robbed the CL from your Freedom

[nuohlac]

Congratulations on your approval!!!

[CreditMarathoner]

Congratulations on your approval!  I just apped/got approved for the CSP 10/1.  The "mad rush" before the current offer possibly expires later on in the week.

I'm curious, if you go into the Univeral Rewards dashboard on the Chase website, do you see the bonus (SUB) progress bar yet?  I don't on mine, perhaps because the account is new and I don't have the card yet or put any charges on it yet.  It's supposed to tell you how much you've spent toward the SUB and how long you have.  I'm just wondering if you see this on yours yet.

[KingRue8500]

Congrats on your Chase Sapphire Preferred approval

[cashorcharge]

Glad they worked it out for you!  Congratulations on your Chase approval!! 👏🏼🎉🍾