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CSP-$20K CL

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09Lexie
Moderator Emerita

Re: CSP-$20K CL


@lg8302ch wrote:

Congrats Lexie... did we hit the submit button at the same time?  Just applied after my Sallie Mae instant approval and got the further review message for Chase CSP..so we will see tomorrow how that will end.

 

Enjoy Mexico Smiley Happy


Perhaps! Are they closed for the day?
Message 11 of 22
myjourney
Super Contributor

Re: CSP-$20K CL


@09Lexie wrote:

Well, I decided to pull the trigger on my own CSP.  I've been an AU on DH's and wanted my own.  Getting it expedited for my trip to Mexico.  

 

Stats: EX 751

Inq :  0 in 6 mos, 5 in 12 mos

Util:   17%

AAOA: 6 y 2 mos


Turn my back for one minute ....Geez Lol

Congrats PIC WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 22
lg8302ch
Senior Contributor

Re: CSP-$20K CL


@09Lexie wrote:

@lg8302ch wrote:

Congrats Lexie... did we hit the submit button at the same time?  Just applied after my Sallie Mae instant approval and got the further review message for Chase CSP..so we will see tomorrow how that will end.

 

Enjoy Mexico Smiley Happy


Perhaps! Are they closed for the day?

Verification dept does not work on Sundays and this is required before a CA will be able to process the app... I am used to this waiting time. Sallie Mae was my very first instant Smiley Happy

Message 13 of 22
BigBS
Senior Contributor

Re: CSP-$20K CL

Congrats!  Hoping for a CL like that when I app in the fall or spring.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 14 of 22
gdale6
Moderator Emeritus

Re: CSP-$20K CL


@09Lexie wrote:

Well, I decided to pull the trigger on my own CSP.  I've been an AU on DH's and wanted my own.  Getting it expedited for my trip to Mexico.  

 

Stats: EX 751

Inq :  0 in 6 mos, 5 in 12 mos

Util:   17%

AAOA: 6 y 2 mos


Fantastic starting limit, congrats Smiley Happy

Message 15 of 22
MsLadyRover
Valued Contributor

Re: CSP-$20K CL


@09Lexie wrote:

Well, I decided to pull the trigger on my own CSP.  I've been an AU on DH's and wanted my own.  Getting it expedited for my trip to Mexico.  

 

Stats: EX 751

Inq :  0 in 6 mos, 5 in 12 mos

Util:   17%

AAOA: 6 y 2 mos


Awesome limit! Congrats!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 16 of 22
youngandcreditwrthy
Senior Contributor

Re: CSP-$20K CL

WOW!!! Congrats Lexie!!!

 

That's a great starting limit! hope you are doing well!!! :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 22
azguy13
Senior Contributor

Re: CSP-$20K CL


@09Lexie wrote:

Well, I decided to pull the trigger on my own CSP.  I've been an AU on DH's and wanted my own.  Getting it expedited for my trip to Mexico.  

 

Stats: EX 751

Inq :  0 in 6 mos, 5 in 12 mos

Util:   17%

AAOA: 6 y 2 mos


Congrats Lexie. I frequent Mexico on a regular basis. Rocky Point isn't too far from me so I take a lot of extended weekends down there. I love my CSP for that reason (and many others)

Message 18 of 22
09Lexie
Moderator Emerita

Re: CSP-$20K CL


@lg8302ch wrote:

@09Lexie wrote:

@lg8302ch wrote:

Congrats Lexie... did we hit the submit button at the same time?  Just applied after my Sallie Mae instant approval and got the further review message for Chase CSP..so we will see tomorrow how that will end.

 

Enjoy Mexico Smiley Happy


Perhaps! Are they closed for the day?

Verification dept does not work on Sundays and this is required before a CA will be able to process the app... I am used to this waiting time. Sallie Mae was my very first instant Smiley Happy


Oh, yes you're correct.  I'm sure you'll be approved. 

 


@myjourney wrote:

@09Lexie wrote:

Well, I decided to pull the trigger on my own CSP.  I've been an AU on DH's and wanted my own.  Getting it expedited for my trip to Mexico.  

 

Stats: EX 751

Inq :  0 in 6 mos, 5 in 12 mos

Util:   17%

AAOA: 6 y 2 mos


Turn my back for one minute ....Geez Lol

Congrats PIC WTG


Sorry, it was calling my name. L-E-X-I-E

 


@BigBS wrote:

Congrats!  Hoping for a CL like that when I app in the fall or spring.


I'm sure your CL will be higher!

 

Thanks everyone!

Message 19 of 22
Marcos8
Established Contributor

Re: CSP-$20K CL

Lexie did you app online or in a branch? Was it a single EX pull? If you don't mind what income roundabouts could produce an initial CL of this size? Thanks and congrats!

Message 20 of 22
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