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CSP Approval / Altitude Reserve Approval + a bonus CLI.

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Anonymous
Not applicable

CSP Approval / Altitude Reserve Approval + a bonus CLI.

Applied for CSP a couple weeks ago, recently got a letter that they needed to verify some information - Spoke to a rep who transferred me to the fraud department and asked a few questions (fraud alert on file) got the welcome email a few days later, checked chase.com and there it was with a monster $16900 SL.

 

They pulled Experian which was around 720 at the time i applied, 3 inquiries 3 new accounts in the last 6 months otherwise everything was clean and utilization was at about 7%. I'm 27 with a 85k income. 

 

Pretty happy to have my foot in the door with Chase.

 

A week later i figured I'd pull the trigger on that Altitude card I've been wanting.

So I put in the application, got the 7-10 day message, a few days later I called in and the robolady said she's sorry she couldnt find my application and transferred me to a rep who transferred me to another rep in the verification dept. (also the fraud alert) answered a few questions and they said they'll get back to me in writing within a week. got the approval email this morning at another monster $22000 SL.

 

They also pulled experian, same report with an extra inquiry from Chase, I have a couple checking accounts with US Bank and a Amex 365 credit card with them aswell (infamous $500 SL), Called underwriting and asked if they could use that same pull for a CLI and was told to wait for a response, upon checking my online portal a day later I saw the Altitude reserve on my account and a nice $3000 on my 365. 

 

My only other two cards are an American Express Tradational Green card (Downgrade after hitting bonus on Gold) and a $1000 Cash Magnet from Amex. 

 

This is my first post, Thanks to everyone who posts here as I've been lurking for a year and it has been helpful to say the least. 

 

Will be gardening for a while now, those 5 cards in the past 6 months are pretty much what I wanted and I don't want to push my luck with shutdowns or financial reviews. 

Message 1 of 18
17 REPLIES 17
AllZero
Mega Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Congratulations on your approvals!

Message 2 of 18
Drwaz99
Established Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Nice work! Congrats & welcome to the forums! 

Message 3 of 18
Anonymous
Not applicable

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Congratulations on your approvals! 👍

Message 4 of 18
M_Smart007
Legendary Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Welcome To myFICO Forums and

 

Message 5 of 18
newfossil
Valued Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 6 of 18
MyFault
Valued Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Congrats on your two cards!
You'll love the CSP, and i've thought about getting the Altitude Reserve also!








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Message 7 of 18
wingennis
Valued Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Congratulations on some record approvals.

Message 8 of 18
coreyb80
Super Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.

Great work and congrats on the approvals!!

Message 9 of 18
Aim_High
Super Contributor

Re: CSP Approval / Altitude Reserve Approval + a bonus CLI.


@Anonymous wrote:

CSP ...  $16900 SL.

Altitude Reserve ... $22000 SL

 

Experian  ... 720 at the time i applied

... 3 inquiries 3 new accounts in the last 6 months

utilization about 7% ...  85k income. 

 

This is my first post, Thanks to everyone who posts here as I've been lurking for a year


Welcome (out of the shadows) to the My Fico community!

And congratulations on two awesome approvals for your profile DPs! 

Well played!  Enjoy those cards and limits!

 

waytogo.jpg


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 10 of 18
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