Applied for CSP a couple weeks ago, recently got a letter that they needed to verify some information - Spoke to a rep who transferred me to the fraud department and asked a few questions (fraud alert on file) got the welcome email a few days later, checked chase.com and there it was with a monster $16900 SL.
They pulled Experian which was around 720 at the time i applied, 3 inquiries 3 new accounts in the last 6 months otherwise everything was clean and utilization was at about 7%. I'm 27 with a 85k income.
Pretty happy to have my foot in the door with Chase.
A week later i figured I'd pull the trigger on that Altitude card I've been wanting.
So I put in the application, got the 7-10 day message, a few days later I called in and the robolady said she's sorry she couldnt find my application and transferred me to a rep who transferred me to another rep in the verification dept. (also the fraud alert) answered a few questions and they said they'll get back to me in writing within a week. got the approval email this morning at another monster $22000 SL.
They also pulled experian, same report with an extra inquiry from Chase, I have a couple checking accounts with US Bank and a Amex 365 credit card with them aswell (infamous $500 SL), Called underwriting and asked if they could use that same pull for a CLI and was told to wait for a response, upon checking my online portal a day later I saw the Altitude reserve on my account and a nice $3000 on my 365.
My only other two cards are an American Express Tradational Green card (Downgrade after hitting bonus on Gold) and a $1000 Cash Magnet from Amex.
This is my first post, Thanks to everyone who posts here as I've been lurking for a year and it has been helpful to say the least.
Will be gardening for a while now, those 5 cards in the past 6 months are pretty much what I wanted and I don't want to push my luck with shutdowns or financial reviews.
Nice work! Congrats & welcome to the forums!
Congratulations on your approvals! 👍
CSP ... $16900 SL.
Altitude Reserve ... $22000 SL
Experian ... 720 at the time i applied
... 3 inquiries 3 new accounts in the last 6 months
utilization about 7% ... 85k income.
This is my first post, Thanks to everyone who posts here as I've been lurking for a year
Welcome (out of the shadows) to the My Fico community!
And congratulations on two awesome approvals for your profile DPs!
Well played! Enjoy those cards and limits!