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Less than two years ago, I got approved for my first credit card with a 650 average score. It was a Capital One for Newcomers with $1000 limit and a ridiculously high 24.99% APR (I ditched it last fall). Now, with a 761 score, I was just approved for a Chase Sapphire Preferred with a $10k limit. I was feeling daring, so on the same day, I requested a CLI from AMEX, putting me at $40k of available credit. Anything is possible my friends. I sure as heck didn't think I'd pull this off by 22. Perhaps its time to garden for awhile. Best luck to you all on your own financial endeavors.
@djgchicago2010 wrote:Less than two years ago, I got approved for my first credit card with a 650 average score. It was a Capital One for Newcomers with $1000 limit and a ridiculously high 24.99% APR (I ditched it last fall). Now, with a 761 score, I was just approved for a Chase Sapphire Preferred with a $10k limit. I was feeling daring, so on the same day, I requested a CLI from AMEX, putting me at $40k of available credit. Anything is possible my friends. I sure as heck didn't think I'd pull this off by 22. Perhaps its time to garden for awhile. Best luck to you all on your own financial endeavors.
Congrats and handle them with care and they will grow with you. You have achieved a lot at your age and people dream of that and can't get it now... So really good job.
Thank you! I certainly will. I really owe it to the advice I've gotten from reading this forum time and time again.
@djgchicago2010 wrote:Less than two years ago, I got approved for my first credit card with a 650 average score. It was a Capital One for Newcomers with $1000 limit and a ridiculously high 24.99% APR (I ditched it last fall). Now, with a 761 score, I was just approved for a Chase Sapphire Preferred with a $10k limit. I was feeling daring, so on the same day, I requested a CLI from AMEX, putting me at $40k of available credit. Anything is possible my friends. I sure as heck didn't think I'd pull this off by 22. Perhaps its time to garden for awhile. Best luck to you all on your own financial endeavors.
grats on your CSP approval and the Amex CLI
Congratulations!
Many congrats!