CSP Approval! (dirty file w/ DPs)

[simplynoir]

Congratulations on your approval and amazing SL there!

[Meanmchine]

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@calyx wrote:

Hard pull:  EQ & EX
EQ:  FICO8 697, 4 INQ/12m, 8 INQ/24m, AAoA 6y 9m (5 good current accounts, 4 derog accounts, oldest open/good account 8m)
EX:  FICO8 710, 2 INQ/12m, 4 INQ/24m, AAoA 4y 7m (5 good current accounts, 3 derog accounts, oldest open/good account 8m)
No previous relationship with Chase (unless you count a Subaru auto loan from 2006).

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First off, congrats on a nice approval.

Am I correct in thinking that when you applied, you have opened 5 new accounts in the last 24 mounts? And you got a prequal site preapproval offer. Wow, any idea how this happened?  Lots of people online here would love to learn your secret.  (Chase has a rule that you cannot be approved for a new Chase CC if you've opened 5 or more credit accounts in the last 24 months)

[calyx]

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@Meanmchine wrote:

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@calyx wrote:

Hard pull:  EQ & EX
EQ:  FICO8 697, 4 INQ/12m, 8 INQ/24m, AAoA 6y 9m (5 good current accounts, 4 derog accounts, oldest open/good account 8m)
EX:  FICO8 710, 2 INQ/12m, 4 INQ/24m, AAoA 4y 7m (5 good current accounts, 3 derog accounts, oldest open/good account 8m)
No previous relationship with Chase (unless you count a Subaru auto loan from 2006).

---

First off, congrats on a nice approval.

Am I correct in thinking that when you applied, you have opened 5 new accounts in the last 24 mounts? And you got a prequal site preapproval offer. Wow, any idea how this happened?  Lots of people online here would love to learn your secret.  (Chase has a rule that you cannot be approved for a new Chase CC if you've opened 5 or more credit accounts in the last 24 months)

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The secret is not all of those accounts are revolving.   A couple of those are installment accounts/loans  
I'm aware of 5/24 and made sure to stay under.

[Anonymous]

Nice approval and SL!

[Adkins]

Congratulations!! 👍👍

[Marz2002]

YOU...

CONGRATS on the Approval and the MASSIVE SL!!!

[800FICOGoal]

Congratulation on the CSP!!! Also, thanks for the DP's.

[Meanmchine]

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@calyx wrote:

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@Meanmchine wrote:

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@calyx wrote:

Hard pull:  EQ & EX
EQ:  FICO8 697, 4 INQ/12m, 8 INQ/24m, AAoA 6y 9m (5 good current accounts, 4 derog accounts, oldest open/good account 8m)
EX:  FICO8 710, 2 INQ/12m, 4 INQ/24m, AAoA 4y 7m (5 good current accounts, 3 derog accounts, oldest open/good account 8m)
No previous relationship with Chase (unless you count a Subaru auto loan from 2006).

---

First off, congrats on a nice approval.

Am I correct in thinking that when you applied, you have opened 5 new accounts in the last 24 mounts? And you got a prequal site preapproval offer. Wow, any idea how this happened?  Lots of people online here would love to learn your secret.  (Chase has a rule that you cannot be approved for a new Chase CC if you've opened 5 or more credit accounts in the last 24 months)

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The secret is not all of those accounts are revolving.   A couple of those are installment accounts/loans  
I'm aware of 5/24 and made sure to stay under.

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Sweet !

[difringe]

Congratulations on the approval and very nice SL! Giving hope to those of us with dirty files lol.  Good card, I hope it serves you well!

[xaximus]

Congrats on the approval and awesome SL!