@Chazzay12 wrote:
@GZG wrote:
@Chazzay12 wrote:Amex Green 11/2022
Care Credit - 11/2022 ( not listed in my sig, only used for dental surgery for DW, paid off now. Limit 4.5k)
not sure if care credit counts towards 5/24 or not. But even without it I was at 5/24. Either way.... woohoo!! This card will replace my Amex Green
Care Credit does count, afaik it reports as revolving just like any other normal credit card
Congrats!! make sure not to cancel your Amex green until your next AF hits, so you don't make Amex angry or get your SUB clawed back.
I figured Care credit did. The only reason I applied was to take a shot in the dark to see if I could get the card after seeing others approved over 5/24 with this new sub. This card will get great use from me
And yea, I've seen that with Amex. Thanks for the advice!!
If you have two cards of care credit (one is seen to have obtained in 2021 and another one in 2022) then its seemed that you have 7/24...and if I assume that you have only one Care credit card then you are 6/24. Anyway, it does not matter how many cards you obtained in last 24 months because you have been over 5/24 anyway when Chase approved you. However, I don't see you having any new card in this year 2023 or at least in 6 months which might be the deal-breaker over here?? I believe its your first Chase card, right? Any other DP do you think could help this community?? Tnx
@Janneman wrote:
If you have two cards of care credit (one is seen to have obtained in 2021 and another one in 2022) then its seemed that you have 7/24...and if I assume that you have only one Care credit card then you are 6/24. Anyway, it does not matter how many cards you obtained in last 24 months because you have been over 5/24 anyway when Chase approved you. However, I don't see you having any new card in this year 2023 or at least in 6 months which might be the deal-breaker over here?? I believe its your first Chase card, right? Any other DP do you think could help this community?? Tnx
Hi! Absolutely.
I have opened 1 "Care Credit" card in Nov. 2022.
I have opened 1 "Credit One" card in December of 2021.
I have listed all opened cards and dates. I have had a Chase FU for the past 6 months, and have recieved 2 CLIs bringing me from $500--->$3200. I haven't opened any cards the past 6 months. I also do not have any limits about 5k. Currently, my highest (showing on that pull) limit is in fact with Chase, for that 3.2k FU.
I have never burned chase, or been late with them. I always PIF. I am still rebuilding, with a few paid charge offs from 2019.
This did go to manual review, sorta on accident, and took 2 weeks to be approved. They pulled EX and TU. From what I've seen, when they do these limited time bonus offers sometimes they will override the 5/24 rule in order to gain more customers. I am already a customer, however, so I don't know.
Hope that provides some more/better DP.
Starting Score: 580s
