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CSP Approval with Low Income

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Clegga
New Contributor
‎04-21-2021 02:55 PM
‎04-21-2021 02:55 PM

CSP Approval with Low Income

Hey guys!

 

Today I got approved for the Chase Sapphire Preferred for a $7400 SL at $24000 income. Just want to share that it's possible to get approved at Chase without having a huge income as well!




Message 1 of 21
20 REPLIES 20
Doodlebug30
Established Contributor
‎04-21-2021 02:57 PM
‎04-21-2021 02:57 PM

Re: CSP Approval with Low Income

Congrats on the CSP approval! Nice SL too!!

Message 2 of 21
gdale6
Moderator Emeritus
‎04-21-2021 02:58 PM
‎04-21-2021 02:58 PM

Re: CSP Approval with Low Income

Nice and on a very useful card, grats Smiley Happy

Message 3 of 21
Anonymous
Not applicable
‎04-21-2021 03:01 PM
‎04-21-2021 03:01 PM

Re: CSP Approval with Low Income

Congrats! 


Can I ask how long your exisintg history is with Chase?

Message 4 of 21
CreditMagic7
Mega Contributor
‎04-21-2021 03:02 PM
‎04-21-2021 03:02 PM

Re: CSP Approval with Low Income

Congratulations on a very nice Chase approval!

Message 5 of 21
simplynoir
Mega Contributor
‎04-21-2021 03:18 PM
‎04-21-2021 03:18 PM

Re: CSP Approval with Low Income

Congratulations on your approval

Message 6 of 21
AllZero
Mega Contributor
‎04-21-2021 04:08 PM
‎04-21-2021 04:08 PM

Re: CSP Approval with Low Income

Congratulations on your approval!
Message 7 of 21
chalupaman
Super Contributor
‎04-21-2021 05:16 PM
‎04-21-2021 05:16 PM

Re: CSP Approval with Low Income

Great work! Enjoy your new CSP. Smiley Happy 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 8 of 21
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎04-21-2021 06:07 PM
‎04-21-2021 06:07 PM

Re: CSP Approval with Low Income

Congratulations on your CSP approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (September 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 21
MudkipsRKooL
Regular Contributor
‎04-21-2021 06:40 PM
‎04-21-2021 06:40 PM

Re: CSP Approval with Low Income

Congrats I was pre-approved for CSP as my 2nd card as well with low income but I didn't bite. Might take the offer again in the future now that I have established relationship with them with savings account.

Message 10 of 21
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