Re: CSP Approval! - myFICO® Forums

Ap314 · ‎03-21-2018

Applied on Sunday for the CSP to be my first "upper level" card. Got the 30 day message, resisted the urge to call lending, and got approved today for 14.8K SL! My previous total limit across my 2 cards was 7.2K, so that's exciting! I've only started building credit less than 2 years ago, but I think it's time to hit the garden for a while.

Data points:
Pulled TU and EX
741 FICO from TU according to Discover
2 inq TU, 6 inq EX
AAoA: 1yr 1 mo
Util: 1
0 derogs

I've also banked with Chase for 7+ years now, and my first card was the FU, so I think that made them more favorable towards me. I also had the green checkmark when I applied online.

trlanthierjr · ‎03-21-2018

Congrats. That card’s on my radar too. I think I want the Cap One Venture and then nothing but top tier cards after that. No more toys.

Inquiries 5-7 across.
UTI 8%
AAoA 2.7
Total Annual Fees $385
No baddies
203k Total Credit
Goal 2020 $225k
Next up: Chase Cards. Garden til 4/20

jl4 · ‎03-21-2018

Congrats! Chase can be very generous. They opened up to me with a $4000 CLI, more than any of my other cards I've had for years. I look forward to following in your footsteps soon!

Tigers09 · ‎03-21-2018

Congratulations on your CSR approval!! Nice SL with it

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian

simplynoir · ‎03-21-2018

Congratulations!

4theLoveofPoints · ‎03-21-2018

Congrats. Thanks for the DPs.

Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.