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CSP Approval

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autofly
Contributor

CSP Approval

Success story for everyone trying. I rebuilt my credit years ago using these forums for advice.

Through a long string of medical problems and other issues my credit went south. Anyway, I’ve been working to rebuild this year. I travel internationally for a living, so I really wanted the CSP Card. It matched my needs. I got approved!!!! Finally!!! And with lower than average scores.

EQ - 669 TU -671 EX - 659

I have 32% UTI across cards with 2 30 day late and 2 60 day late almost 4 years old.

CL’s Delta Gold Skymiles $1,000, Discover IT $6,400, CapOne QS $1,750, CapOne Plat $1,500. And Finally approved for CSP with initial CL of $8,500!
Message 1 of 15
14 REPLIES 14
autofly
Contributor

Re: CSP Approval

BTW, I had been trying, but was totally unable to get a prequalified offer.
Message 2 of 15
Adkins
Legendary Contributor

Re: CSP Approval


@autofly wrote:
Success story for everyone trying. I rebuilt my credit years ago using these forums for advice.

Through a long string of medical problems and other issues my credit went south. Anyway, I’ve been working to rebuild this year. I travel internationally for a living, so I really wanted the CSP Card. It matched my needs. I got approved!!!! Finally!!! And with lower than average scores.

EQ - 669 TU -671 EX - 659

I have 32% UTI across cards with 2 30 day late and 2 60 day late almost 4 years old.

CL’s Delta Gold Skymiles $1,000, Discover IT $6,400, CapOne QS $1,750, CapOne Plat $1,500. And Finally approved for CSP with initial CL of $8,500!

Wow! Congratulations on both your CSP and your successful rebuild! And thank you for sharing your data points. 


Last HP 08-07-2023



Message 3 of 15
CreditMagic7
Mega Contributor

Re: CSP Approval

Soild determination with results on your rebuild. That stuff is tough as nails.

 

Congratulations on your Chase CSP approval!

Message 4 of 15
Anonymous
Not applicable

Re: CSP Approval

I appreciate your bravery with the cold app. I’ve cold applied for 8 of the last 10 approvals. It takes a bit of nerve.

Kudos on your approval.
Message 5 of 15
BPebbles
Frequent Contributor

Re: CSP Approval

Congrats and great job!

Message 6 of 15
Anonymous
Not applicable

Re: CSP Approval

Congrats! The CSP is my favorite card. 🙃
Message 7 of 15
NRB525
Super Contributor

Re: CSP Approval

Congrats OP!

 

That CSP is a nice step up from the other limits. The lineup is a good set of cards for the long term. Congrats on the rebuild progress. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 15
AverageJoesCredit
Legendary Contributor

Re: CSP Approval

Nice approval. Enjoy your newfound successSmiley Happy
Message 9 of 15
Anonymous
Not applicable

Re: CSP Approval

I unfroze Equifax and applied for CSP.  Approved for $14,000.

Message 10 of 15
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