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Discover IT Approval!

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Anonymous
Not applicable

Discover IT Approval!

Applied for Discover IT card last week after preapproval email. 

 

Was approved for $1000 CL which is great for me.

 

Some info on my profile:

22 yo, $26K income, 6 months since started credit journey.

1 secured BofA card with $1000 limit which I always PIF.

Current TU FICO is 736. Does anybody know how to get report from other agncies? I remember reading about website where it's available for $1 but cant find the thread. 

 

Thank you.

 

Message 1 of 21
20 REPLIES 20
JR_TX
Valued Contributor

Re: Discover IT Approval!

Don’t think there’s any free site you can get your EQ FICO 8 but here’s the link to sign up for free monthly EX 8 score with Discover;
(Even non-credit card members)

https://www.creditscorecard.com/registration
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 2 of 21
JR_TX
Valued Contributor

Re: Discover IT Approval!

Here’s the $1 site you’re asking about. Just make sure to cancel before trial days end in 7 days or they will charge your cc for $32/month.

https://www.creditchecktotal.com
New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 3 of 21
Anonymous
Not applicable

Re: Discover IT Approval!

Congrats! If I’m remembering right, it’s a site you can get your 3 credit scores from the CRAs or a $1 then cancel during trial period, but I don’t remember the link. You can try annualcreditreport.com to get your once-a-year free reports from three bureaus. Only use that site as there’s other bogus ones or there. Anyone, plz correct if I’m off the mark here.
Message 4 of 21
Anonymous
Not applicable

Re: Discover IT Approval!

There you have it then lol. Beaten to the punch.
Message 5 of 21
Adkins
Legendary Contributor

Re: Discover IT Approval!

Congratulations on your approval!


Last HP 08-07-2023



Message 6 of 21
Anonymous
Not applicable

Re: Discover IT Approval!

Thank you all for your help!!

Message 7 of 21
JoeLuvsHisCredit
Valued Contributor

Re: Discover IT Approval!

Congratulations

Message 8 of 21
Gratitude
Regular Contributor

Re: Discover IT Approval!

Congrats!  


Merrick Bank Visa $1500 | Citi BestBuy Visa $5300 | Chase Freedom $500 | Amex BCE $2000

FICO8:  EQ 12/17: 721  |  1/18: 706   || .  TU 12/17: 742  |  1/18: 744 .  ||   EX 12/17: 736  |   1/18: 720


Amex Plat | Amex EDP $24,000 | Citi BestBuy Visa $11,000 | Chase Freedom $7500 | Discover IT $7500 | Amex BCE $5,000 | Merrick Bank Visa $2000 | Alliant SSL
Starting Score: Fico 8: EQ 721 TU 742 EX 736
Current Score: Fico 8: EQ 746 TU 764 EX 756
Goal Score: Fico 8: EQ 750+ TU 760 EX 750+


Take the myFICO Fitness Challenge
Message 9 of 21
Anonymous
Not applicable

Re: Discover IT Approval!

Congrats on your approval

Message 10 of 21
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