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CSP Approved : $300 +100k Points

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creditrizz
Frequent Contributor

CSP Approved : $300 +100k Points

Used the Rakuten link for the $300 bonus in addition to the 100k point signup bonus.  Application initially went to fraud prevention which happens on everything I apply for at Chase.  Rep called about an hour or two later and verified me, then said it was all good and approved.  Limit was $25k which isn't that high for a Sapphire, but I think it's because I have high limits on some other Chase business products. 25k is more than I really need on one card for personal spending anyway so that's fine with me




Equifax:822, TransUnion:825, Experian: 820
Message 1 of 11
10 REPLIES 10
cashorcharge
Community Leader
Super Contributor

Re: CSP Approved : $300 +100k Points

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

Message 2 of 11
citymunky
Established Contributor

Re: CSP Approved : $300 +100k Points

Nice, Rakuten is the icing on cake. 

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 3 of 11
Patient957
Established Contributor

Re: CSP Approved : $300 +100k Points

Nice!

Message 4 of 11
RebuildBetter
Established Member

Re: CSP Approved : $300 +100k Points

I just did this and got an instant approval so I'll post my DPs in a bit.  That said, I see in the terms we don't get the 300 for a few months.  I've actually never used Rakuten so I guess I have to be patient to make sure the 300 gets added to my Rakuten account?


@creditrizz wrote:

Used the Rakuten link for the $300 bonus in addition to the 100k point signup bonus.  Application initially went to fraud prevention which happens on everything I apply for at Chase.  Rep called about an hour or two later and verified me, then said it was all good and approved.  Limit was $25k which isn't that high for a Sapphire, but I think it's because I have high limits on some other Chase business products. 25k is more than I really need on one card for personal spending anyway so that's fine with me


 

Message 5 of 11
Copenix
Contributor

Re: CSP Approved : $300 +100k Points

That's great. Congrats on your approval and nice SL! Enjoy your CSP.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $91.2K | Utilization 0.9%

FICO 8s July 2025


Message 6 of 11
creditrizz
Frequent Contributor

Re: CSP Approved : $300 +100k Points


@RebuildBetter wrote:

I just did this and got an instant approval so I'll post my DPs in a bit.  That said, I see in the terms we don't get the 300 for a few months.  I've actually never used Rakuten so I guess I have to be patient to make sure the 300 gets added to my Rakuten account?


@creditrizz wrote:

Used the Rakuten link for the $300 bonus in addition to the 100k point signup bonus.  Application initially went to fraud prevention which happens on everything I apply for at Chase.  Rep called about an hour or two later and verified me, then said it was all good and approved.  Limit was $25k which isn't that high for a Sapphire, but I think it's because I have high limits on some other Chase business products. 25k is more than I really need on one card for personal spending anyway so that's fine with me


 


Yeah I would definitely stay on top of them.  Rakuten has skipped out on a few small payments they owed me in the past and just blamed the merchant, but it wasn't enough for me to bother making a big deal out of. 




Equifax:822, TransUnion:825, Experian: 820
Message 7 of 11
ptatohed
Senior Contributor

Re: CSP Approved : $300 +100k Points

That is rad!  

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 8 of 11
creditrizz
Frequent Contributor

Re: CSP Approved : $300 +100k Points

Looks like Rakuten did log the 300 but is keeping it as pending for now.  I believe I read that you need to keep the card open for 3 months before reciving the cash.

 

5/05/25

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Pending

$300.00




Equifax:822, TransUnion:825, Experian: 820
Message 9 of 11
Pink_Finances
Member

Re: CSP Approved : $300 +100k Points

Great News! I wish I had known about the Rakuten bonus before I applied. 

Message 10 of 11
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