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CSP Approved !!! On 3rd recon !!!

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alvon123
Super Contributor

Re: CSP Approved !!! On 3rd recon !!!

congrats


Message 11 of 27
MsLadyRover
Valued Contributor

Re: CSP Approved !!! On 3rd recon !!!

Great recon success! Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 12 of 27
FocusedAndDetermined
Senior Contributor

Re: CSP Approved !!! On 3rd recon !!!

Aren't you the persistent one?!?!?  Congrats!!!

Message 13 of 27
Anonymous
Not applicable

Re: CSP Approved !!! On 3rd recon !!!

Nicely done.....persistence does pay!  Congrats!

Message 14 of 27
sghosh5
Valued Contributor

Re: CSP Approved !!! On 3rd recon !!!

Some may say I am persistent, some may say desperate... but i will take anything as I am happy tonight... Smiley Happy




Shell FCU : 5K
Message 15 of 27
Josh2942
Established Contributor

Re: CSP Approved !!! On 3rd recon !!!

Great job!!!

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 16 of 27
efranklin23
Valued Contributor

Re: CSP Approved !!! On 3rd recon !!!


@sghosh5 wrote:

Got approved for CSP!!! and that's on 3rd attempt for recon. Applied online 2 weeks back, got denied, called twice at different times and both time they said, i dont have enough credit to get approved for a 5000 dollars credit card like CSP is. Today while coming back from work, got stuck in heavy traffic and thought of calling them again from nowhere. At first the rep took much longer time to review my application. Was thinking of hearing the same reason to deny, but this time he came back and said I have put your app through and its pending for verification but our verification line is experiencing diffculties and will require you to wait more than 10 minutes. If you wish I can give their number to you and you can call back. I said I will wait anyways as I am stuck in traffic. But the call failed in middle. I then called back recon number again and a different rep picked up. Explained that I was on call with someone about recon my app and he said blah blah, but the call got disconnected. He said to hold on while he reviews the notes on my app. After about 10 seconds or so, he came back and said..."Ok your sapphire card has been approved!!! and initial credit line is $5000.". This is my highest initial credit line with any card so far. 

 

Can't believe...my dream run in this year continues. Got approved for 6 major credit cards. 


Congrats on the  CSP! I hear it's a real nice card

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 17 of 27
sghosh5
Valued Contributor

Re: CSP Approved !!! On 3rd recon !!!

Yes the welcome bonus is good. 40K miles, but after you spend $3000 in first 3 months. I recently got United Mileage card too and that has 30K bonus miles on spending $1000 in first 3 months. I think UMP is better in that sense. 




Shell FCU : 5K
Message 18 of 27
ForMyBiz
Frequent Contributor

Re: CSP Approved !!! On 3rd recon !!!

Congrats!  How exciting, especially after the first 2 denials I'm sure.

Message 19 of 27
sghosh5
Valued Contributor

Re: CSP Approved !!! On 3rd recon !!!

Just called CHASE, and they will expedite the card in 2-3 business days. 




Shell FCU : 5K
Message 20 of 27
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