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CSP - Approved!

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Anonymous
Not applicable
‎12-28-2014 06:40 PM
‎12-28-2014 06:40 PM

Re: CSP Pre-Qual Are you serious?

I would say go for it.  I'm betting you're good to go just off my recent experience with chase (not very long LOL). Once you received the approval, you can always call an ask if they will close your accounts being that you recently  open them not too long ago. So. BIG EARLY CONGRATULATIONS OP!!!!!! keep us posted.

Message 22 of 86
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Anonymous
Not applicable
‎12-28-2014 06:43 PM
‎12-28-2014 06:43 PM

Re: CSP Pre-Qual Are you serious?

@Anonymous wrote:

I would say go for it.  I'm betting you're good to go just off my recent experience with chase (not very long LOL). Once you received the approval, you can always call an ask if they will close your accounts being that you recently  open them not too long ago. So. BIG EARLY CONGRATULATIONS OP!!!!!! keep us posted.

Lol.

Message 23 of 86
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CreditMagic7
Mega Contributor
‎12-28-2014 06:45 PM
‎12-28-2014 06:45 PM

Re: CSP Pre-Qual Are you serious?

@Anonymous wrote:
@Anonymous wrote:

I would say go for it.  I'm betting you're good to go just off my recent experience with chase (not very long LOL). Once you received the approval, you can always call an ask if they will close your accounts being that you recently  open them not too long ago. So. BIG EARLY CONGRATULATIONS OP!!!!!! keep us posted.

Lol.

O....kay

Message 24 of 86
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Anonymous
Not applicable
‎12-28-2014 06:55 PM
‎12-28-2014 06:55 PM

Re: CSP Pre-Qual Are you serious?

@CreditMagic7 wrote:
@Anonymous wrote:
@Anonymous wrote:

I would say go for it.  I'm betting you're good to go just off my recent experience with chase (not very long LOL). Once you received the approval, you can always call an ask if they will close your accounts being that you recently  open them not too long ago. So. BIG EARLY CONGRATULATIONS OP!!!!!! keep us posted.

Lol.

O....kay

Copycat. Smiley Tongue

Message 25 of 86
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TiggerDat
Valued Contributor
‎12-28-2014 07:22 PM
‎12-28-2014 07:22 PM

Re: CSP Pre-Qual Are you serious?

When you make that trip to Europe, make sure you use a card with no FTF!  You don't want to lose out on rewards which are eaten up by a FTF and then some!  If you have a CapOne card or Discover they could both benefit you when doing overseas transactions.  Also make sure that if you do a card with no FTF that the rewards still match the category.  Some cards may only give you the basic rewards for overseas purchases regardless of the category.  (Or so I have heard.)

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 26 of 86
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wacdenney
Valued Contributor
‎12-28-2014 07:41 PM
‎12-28-2014 07:41 PM

Re: CSP Pre-Qual Are you serious?

Go for it!!

Message 27 of 86
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chalupaman
Super Contributor
‎12-28-2014 08:37 PM
‎12-28-2014 08:37 PM

Re: CSP Pre-Qual Are you serious?

I think you should go for it! I also heard that sometimes they pull TU for the prequalified stuff.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 28 of 86
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CreditCuriosity
Moderator Emeritus
‎12-29-2014 05:34 AM
‎12-29-2014 05:34 AM

Re: CSP Pre-Qual Are you serious?

I will either jump on it today ot tomororw.. Just need to get a few things in check before applying.. Smiley Happy

Message 29 of 86
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CreditCuriosity
Moderator Emeritus
‎12-29-2014 05:40 AM
‎12-29-2014 05:40 AM

Re: CSP Pre-Qual Are you serious?

Also noticed my APR on my Pre-Qual on the Slate dropped from 22.99 to 17.99.. Not interested in the slate, but something deffinetly got updated on there site w/regards to my profile..

 

Message 30 of 86
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Anonymous
Not applicable
‎12-29-2014 05:42 AM
‎12-29-2014 05:42 AM

Re: CSP Pre-Qual Are you serious?

I would definitely say GO FOR IT! LOL.

Message 31 of 86
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