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CSP Approved!

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Anonymous
Not applicable

CSP Approved!

So I made a post in the CC applications forum outlining if i were to apply or not today.

Here are my stats:
Ex 677
Eq 672
Tu 686 all FICO reported as of today
highest cl, that is my amazon store card which I opened earlier this year around february which has the 6k CL
Revolving accounts, 5. Which is what the overall utilization is spread across.

My oldest line of revolving credit is from 2015.

A couple store cards back in 2012

My alert was they pulled EX not sure about the other two
Approved instantly with a SL of 5k.

Should I apply for any other Chase cards? I think im at 4/24 now. I've seen in the past its best to apply for more than one chase if you apply for one as they will use the same pull. How long would I have to make that decision?
Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: CSP Approved!

Congrats on approval , Welcome to CSP family

Message 2 of 21
Anonymous
Not applicable

Re: CSP Approved!

Congratulations! I just got this card as well and LOVE IT!!!!!

 

 


@Anonymous wrote:
So I made a post in the CC applications forum outlining if i were to apply or not today.
 
Here are my stats:
Ex 677
Eq 672
Tu 686 all FICO reported as of today
highest cl, that is my amazon store card which I opened earlier this year around february which has the 6k CL
Revolving accounts, 5. Which is what the overall utilization is spread across.
 My oldest line of revolving credit is from 2015.
 A couple store cards back in 2012
 
My alert was they pulled EX not sure about the other two
Approved instantly with a SL of 5k.
 
Should I apply for any other Chase cards? I think im at 4/24 now. I've seen in the past its best to apply for more than one chase if you apply for one as they will use the same pull. How long would I have to make that decision?

 

Message 3 of 21
Anonymous
Not applicable

Re: CSP Approved!

Some extra stats for everyone who’s interested.

25% utilization thanks to the amazon store card cli to 6k.
Only previous chase card is the amazon visa signature which had a sl of 500 in feb and increased to 1k last week. Pif every month.

Looking forward to using the CSP for some decent purchases to let it grow Smiley Happy. Thanks for everyone who posted their stats. Now I’m just gonna garden and wait for pre quail offers from chase and Amex now.
Message 4 of 21
sjt
Senior Contributor

Re: CSP Approved!


@Anonymous wrote:
Some extra stats for everyone who’s interested.

25% utilization thanks to the amazon store card cli to 6k.
Only previous chase card is the amazon visa signature which had a sl of 500 in feb and increased to 1k last week. Pif every month.

Looking forward to using the CSP for some decent purchases to let it grow Smiley Happy. Thanks for everyone who posted their stats. Now I’m just gonna garden and wait for pre quail offers from chase and Amex now.

Congrats on your approval!

 

I think its smart to garden as Chase has been doing alot of AA lately.

 

 

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 5 of 21
Anonymous
Not applicable

Re: CSP Approved!

You’re right.

I referred a friend and encouraged him to apply. His scores are in the high 700’s. He got an AA with a SL of 13.5k.
Message 6 of 21
sjt
Senior Contributor

Re: CSP Approved!


@Anonymous wrote:
You’re right.

I referred a friend and encouraged him to apply. His scores are in the high 700’s. He got an AA with a SL of 13.5k.

What reason did they give him for the AA and how long did he have the card before the AA happened?

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 7 of 21
Anonymous
Not applicable

Re: CSP Approved!

I’m sorry I thought AA meant automatic approval lol.

He got approved instantly.
Message 8 of 21
sjt
Senior Contributor

Re: CSP Approved!


@Anonymous wrote:
I’m sorry I thought AA meant automatic approval lol.

He got approved instantly.

LOL. Im glad he didnt get any adverse action.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 9 of 21
Anonymous
Not applicable

Re: CSP Approved!

Congrats!

 

I hope you dont get stuck on the $5k limit like myself.

Message 10 of 21
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