CSP: CLI of $5k Approved - Feel like I should have asked for more

[medo]

So I decided to ask for a CLI on my CSP from $10,500 to $15,500.  They approved the request, but I feel like I should have asked for me.  

Do you think if I called back in to see if I am eligible for a higher amount if they will use the last hard pull?

I asked the CSR about asking for more than needed and she said that they would not counter.  It is either approved or denied, so I didn't want to go all crazy.

[Creditaddict]

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@medo wrote:

So I decided to ask for a CLI on my CSP from $10,500 to $15,500.  They approved the request, but I feel like I should have asked for me.  

Do you think if I called back in to see if I am eligible for a higher amount if they will use the last hard pull?

I asked the CSR about asking for more than needed and she said that they would not counter.  It is either approved or denied, so I didn't want to go all crazy.

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that's not true because they have credit analysts you can call into and talk to directly!

Id call direct to them and ask if they will review the same hp for more:

888-245-0625

[Scupra]

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@medo wrote:

So I decided to ask for a CLI on my CSP from $10,500 to $15,500.  They approved the request, but I feel like I should have asked for me.  

Do you think if I called back in to see if I am eligible for a higher amount if they will use the last hard pull?

I asked the CSR about asking for more than needed and she said that they would not counter.  It is either approved or denied, so I didn't want to go all crazy.

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Yikes! I did not know that

[SOGGIE]

Congrats Medo! Nice CLI!

[SOGGIE]

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@Creditaddict wrote:

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@medo wrote:

So I decided to ask for a CLI on my CSP from $10,500 to $15,500.  They approved the request, but I feel like I should have asked for me.  

Do you think if I called back in to see if I am eligible for a higher amount if they will use the last hard pull?

I asked the CSR about asking for more than needed and she said that they would not counter.  It is either approved or denied, so I didn't want to go all crazy.

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that's not true because they have credit analysts you can call into and talk to directly!

Id call direct to them and ask if they will review the same hp for more:

888-245-0625

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CreditAddict I plan on doing the CLI request w/i the next few months. So, do they counter or no? Is it best to request by luv button? What's your knowledge of it? Quite personally, I hate making requests by phone because CSRs are a pain.

[Creditaddict]

Chase does not have a button online.
You can request through secure message though if you don't want to call.
I personally apply for a new card and move cl instead of asking for cli because chase sucks at cli if you ask me

[SOGGIE]

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@Creditaddict wrote:
Chase does not have a button online.
You can request through secure message though if you don't want to call.
I personally apply for a new card and move cl instead of asking for cli because chase sucks at cli if you ask me

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I didn't realize they didn't have a luv button. I never checked. LOL! Thanks for the response. Looks like I'll be making my request through secure message. So....they don't counter a requested amount?

[Creditaddict]

I have not heard that before

[SOGGIE]

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@Creditaddict wrote:
I have not heard that before

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OMGeee!!! I just read your siggy :

I'm just trying to catch up to RON1
95 Cards and Counting

[j615]

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@SOGGIE wrote:
So....they don't counter a requested amount?

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I don't see any harm in sending a secure message to ask and get another answer on if they would counter offer in the event your full CLI request isn't granted. I'm not ready to ask for a CLI on my CSP yet since I've only opened my card last month, but I'm curious on this now.