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CSP CLI to 20K

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konupe3
Valued Member

CSP CLI to 20K

Hello Community, 

 

I just wanted to share with you guys that I just got off the phone with a CSP Rep (picked up the phone automatically, love that) and was informed that I was approved for my CLI request that I submitted to put my card at 20K (Card was originally at 11K). I took creditaddict's advice to just blurt out 20k when they asked me how much I wanted in terms of an increase and I was instantly approved (did require a HP however). Wow, I'm just shocked right now, my first card in the 20's. I would like to thank you all for the tips and advice that I get from this community and I wish you all luck with your approvals. 

 

YMMV but here are my stats if you're thinking about pulling the trigger. Current scores EQ:744 TU:743 EX:734. Put about 2k a month through the card and PIF. 

 

Good Luck Everyone. 

 

Bonus update: pulled the trigger on Citi DC and was instantly approved for $5500, not happy with the limit but I will be calling in for a CLI once I receive the welcome email. 

Fico Plus Scores: EX: 735 EQ:744 TU: 743
Message 1 of 20
19 REPLIES 19
baller4life
Super Contributor

Re: CSP CLI to 20K

Congrats. Awesome increase! Do you know which bureau they pulled? What number did you call?
Message 2 of 20
Anonymous
Not applicable

Re: CSP CLI to 20K


@konupe3 wrote:

Hello Community, 

 

I just wanted to share with you guys that I just got off the phone with a CSP Rep (picked up the phone automatically, love that) and was informed that I was approved for my CLI request that I submitted to put my card at 20K (Card was originally at 11K). I took creditaddict's advice to just blurt out 20k when they asked me how much I wanted in terms of an increase and I was instantly approved (did require a HP however). Wow, I'm just shocked right now, my first card in the 20's. I would like to thank you all for the tips and advice that I get from this community and I wish you all luck with your approvals. 

 

YMMV but here are my stats if you're thinking about pulling the trigger. Current scores EQ:744 TU:743 EX:734. Put about 2k a month through the card and PIF. 

 

Good Luck Everyone. 

 

Bonus update: pulled the trigger on Citi DC and was instantly approved for $5500, not happy with the limit but I will be calling in for a CLI once I receive the welcome email. 


Wow!  Great job on the CSP cli!!

Message 3 of 20
CreditCuriosity
Moderator Emeritus

Re: CSP CLI to 20K

Awesome increase... Deff better then a new tradeline and taking a AAoA hit imo for this case!

Message 4 of 20
konupe3
Valued Member

Re: CSP CLI to 20K

@baller4life: I called the number on the back of the card and I asked which report they run and I was told that its random and that they dont know which report until after they run it. I was so happy with the increase that I didn't think to ask which report was pulled. Once it hits fico monitoring, I'll update you guys. 

 

Another thing I forgot to add in my original post is that my sixth statement just cut a few days ago. 

Fico Plus Scores: EX: 735 EQ:744 TU: 743
Message 5 of 20
CreditCuriosity
Moderator Emeritus

Re: CSP CLI to 20K


@konupe3 wrote:

@baller4life: I called the number on the back of the card and I asked which report they run and I was told that its random and that they dont know which report until after they run it. I was so happy with the increase that I didn't think to ask which report was pulled. Once it hits fico monitoring, I'll update you guys. 

 

Another thing I forgot to add in my original post is that my sixth statement just cut a few days ago. 


Ya my CSP is at 10k...hoping for auto love soon as I put about 2k through it a month.. Not really expecting it, but sure would be nice vs a hp

Message 6 of 20
konupe3
Valued Member

Re: CSP CLI to 20K

@creditcuriosity: I was hesitant too about the HP and was about to hang up but the REP was very nice and apologized for the HP requirement. If I recently didn't come out of the garden to refi my auto loan, I wouldn't have took the HP but since I'm out the garden, I figured what the hell, I might as well swing for the fences. My DW doesn't have a CSP but her slate was auto CLI after six months so maybe you will get what you seek. Good luck. 

Fico Plus Scores: EX: 735 EQ:744 TU: 743
Message 7 of 20
uswala
Senior Contributor

Re: CSP CLI to 20K

Congrats on the CLI!

Message 8 of 20
dodgerslv
Valued Contributor

Re: CSP CLI to 20K

congrats and well worth the HP!!!

gardening since 5/21/2016
Message 9 of 20
Anonymous
Not applicable

Re: CSP CLI to 20K

Congrats..

Message 10 of 20
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