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Hello Community,
I just wanted to share with you guys that I just got off the phone with a CSP Rep (picked up the phone automatically, love that) and was informed that I was approved for my CLI request that I submitted to put my card at 20K (Card was originally at 11K). I took creditaddict's advice to just blurt out 20k when they asked me how much I wanted in terms of an increase and I was instantly approved (did require a HP however). Wow, I'm just shocked right now, my first card in the 20's. I would like to thank you all for the tips and advice that I get from this community and I wish you all luck with your approvals.
YMMV but here are my stats if you're thinking about pulling the trigger. Current scores EQ:744 TU:743 EX:734. Put about 2k a month through the card and PIF.
Good Luck Everyone.
Bonus update: pulled the trigger on Citi DC and was instantly approved for $5500, not happy with the limit but I will be calling in for a CLI once I receive the welcome email.
@konupe3 wrote:Hello Community,
I just wanted to share with you guys that I just got off the phone with a CSP Rep (picked up the phone automatically, love that) and was informed that I was approved for my CLI request that I submitted to put my card at 20K (Card was originally at 11K). I took creditaddict's advice to just blurt out 20k when they asked me how much I wanted in terms of an increase and I was instantly approved (did require a HP however). Wow, I'm just shocked right now, my first card in the 20's. I would like to thank you all for the tips and advice that I get from this community and I wish you all luck with your approvals.
YMMV but here are my stats if you're thinking about pulling the trigger. Current scores EQ:744 TU:743 EX:734. Put about 2k a month through the card and PIF.
Good Luck Everyone.
Bonus update: pulled the trigger on Citi DC and was instantly approved for $5500, not happy with the limit but I will be calling in for a CLI once I receive the welcome email.
Wow! Great job on the CSP cli!!
Awesome increase... Deff better then a new tradeline and taking a AAoA hit imo for this case!
@baller4life: I called the number on the back of the card and I asked which report they run and I was told that its random and that they dont know which report until after they run it. I was so happy with the increase that I didn't think to ask which report was pulled. Once it hits fico monitoring, I'll update you guys.
Another thing I forgot to add in my original post is that my sixth statement just cut a few days ago.
@konupe3 wrote:@baller4life: I called the number on the back of the card and I asked which report they run and I was told that its random and that they dont know which report until after they run it. I was so happy with the increase that I didn't think to ask which report was pulled. Once it hits fico monitoring, I'll update you guys.
Another thing I forgot to add in my original post is that my sixth statement just cut a few days ago.
Ya my CSP is at 10k...hoping for auto love soon as I put about 2k through it a month.. Not really expecting it, but sure would be nice vs a hp
@creditcuriosity: I was hesitant too about the HP and was about to hang up but the REP was very nice and apologized for the HP requirement. If I recently didn't come out of the garden to refi my auto loan, I wouldn't have took the HP but since I'm out the garden, I figured what the hell, I might as well swing for the fences. My DW doesn't have a CSP but her slate was auto CLI after six months so maybe you will get what you seek. Good luck.
Congrats on the CLI!
congrats and well worth the HP!!!
Congrats..