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CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...

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vpae
Established Contributor

Re: Discover It approval! :)


@Anonymous wrote:

I applied for the Cashe Saphire Preferred and was approved for $14,500 and I apply the same day for Discover It was was approved for $3 ,500.00

 

New:

CSP- 14,500

Discover It- 3,500

 

Current for 1.6 years history:

 

Delta AMEX-2000

Golds Premier AMEX- Charge Card

Blue Cash AMEX- 9,500

Capital One Quicksilver- 1,500

CK: Score 744 DR: 39% useage (4900 in the Blue Cash AMEX)

Any idea on how to raise the Discover It credit limit? any good ideas on how I can do it? What does Discover like to see etc...

 

Thank you!! Smiley Happy


You can try to recon, but I think it's best to use and PIF and wait 6 months with Discover and see if they will give you auto CLI. If not, you can call in and see if you are eligible for SP CLI. Sometimes they'll do it. If not,  you can always opt for an HP CLI.

 

Congrats on the new cards!

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 11 of 20
Vegas247
Established Contributor

Re: Discover It approval! :)

Congrats!!!

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
Message 12 of 20
Anonymous
Not applicable

Re: Discover It approval! :)

WOW! Awesome double hitter. Congrats.
Message 13 of 20
Anonymous
Not applicable

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...

 

Chase Freedom- 9,000

 

 Thanks guys... I had to edit the title due to:

 

:EDITED: So, just for the heck of it I applied for the Chase Freedom two days after I was approved for the CSP and Discover It, well, guess what? I was approved for $9,000!!

WOW super exited! :Edited:

Message 14 of 20
yudeology101
Senior Contributor

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...


@Anonymous wrote:

 

Chase Freedom- 9,000

 

 Thanks guys... I had to edit the title due to:

 

:EDITED: So, just for the heck of it I applied for the Chase Freedom two days after I was approved for the CSP and Discover It, well, guess what? I was approved for $9,000!!

WOW super exited! :Edited:


Congratulations!  Great limit on all cards, nicely done!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 15 of 20
Vegas247
Established Contributor

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...

Congrats! Pretty great CL's

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
Message 16 of 20
bobkmn
Regular Contributor

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...

First, congrats!!!! I was approved for a Discover it card 2 weeks ago with a surprising CL of $6,500. Am now debating

applying for a Chase Freedom. I have been told that people who already have some type of relationship with Chase

usually get a higher CL. My FICO ranges between 701 - 728. Another possible app might be a Citi Diamond Preferred.

 

Thoughts?


Current scores: Experian-693 Equifax-720 TransUnion-727
Gardening since 4/7/2014 - Mouse over card for limit.
Message 17 of 20
Anonymous
Not applicable

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...

I see you have three credit cards... How long ahve you had the other two opened for? If I were you, I would wait just to make sure the Discover it with the highest CL is at least 1 year old and then apply for Chase. That's what I did and it worked. Make sure you have a low utility when you apply and your score is above 700.... I think that way they will give you a good CL in the Chase CC.

Message 18 of 20
bobkmn
Regular Contributor

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...


@Anonymous wrote:

I see you have three credit cards... How long ahve you had the other two opened for? If I were you, I would wait just to make sure the Discover it with the highest CL is at least 1 year old and then apply for Chase. That's what I did and it worked. Make sure you have a low utility when you apply and your score is above 700.... I think that way they will give you a good CL in the Chase CC.


Thanks! Not looking for a super high CL, so I just might apply now. I appreciate your input.


Current scores: Experian-693 Equifax-720 TransUnion-727
Gardening since 4/7/2014 - Mouse over card for limit.
Message 19 of 20
DawgZ
Contributor

Re: CSP, Chase Freedom and Discover It approval(s)! :) :edited: added Chase Freedom...

Congratz!

 

 



My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green

EQ 810(Fico), EX 806 (Fico), TU 815 (Fico)

Message 20 of 20
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