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CSP - Cold App Instant Approval!

The_Asset_Underwriter
Regular Contributor

CSP - Cold App Instant Approval!

I've been waiting to grab the CSP for over a year now and I finally pulled the trigger last night! My Amex Delta card reported to the bureaus with a CLI of 4K last night so I figured it would be a great time to apply.

 

Pulled Experian - Instantly approved for 8.5K limit! That falls right behind my BoA card at 10K and Amex at 12K.

 

I've never been instantly approved for a Chase card before (always had to do verification of sorts) so this is a real treat! Expedited the card too Smiley Happy

 

 

Message 1 of 10
9 REPLIES 9
ZoomZoom557
Senior Contributor

Re: CSP - Cold App Instant Approval!

Nice! Decent SL as well.

Meanwhile in LOL/24 land. One day...


FICO 8 Scores (10/5/20) | Equifax: Unk. | TransUnion: 735 | Experian: 763 | Goal: CSR. I'll get you my pretty!
Gardening Since: 9/4/20 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 2 of 10
VoltronM
Senior Contributor

Re: CSP - Cold App Instant Approval!

COngrats on your approval and Welcome to CSP !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 3 of 10
slowbut850sure
Regular Contributor

Re: CSP - Cold App Instant Approval!

congratulations!  it's a great feeling to get a cold app approval, especially on a card you've been waiting for!  

hopefully the holiday timing helps with the SUB 

started tracking Experian - Starting Score:523 | Current Score:672 | Goal Score:740
now tracking all 3

2/20/19
Take the myFICO Fitness Challenge
Message 4 of 10
FightingForRedemption
Regular Contributor

Re: CSP - Cold App Instant Approval!

Congrats on your approval!






ONE stubborn 30 day late still showing in TU: 6 yrs 10 mos ago
Gardening until May 2021 (or later....we shall see) ***Chase 1/24***
Message 5 of 10
xaximus
Valued Contributor

Re: CSP - Cold App Instant Approval!

Congrats on the approval!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 10
RonM21
Valued Contributor

Re: CSP - Cold App Instant Approval!

Congrats on your approval!
                

TCL: $306,100Utiliz: 6%AAoA: 5yrs 2mOther: Lease, Loan, *No MortgageCollections-Lates-BK's: 0

LWS-35k | BOA-50k | AMX-32.4k | DISC-33.6k | ALNT-25k | NFCU-33k | BARC-15k | BBUY-12k | CSE-10k | CP1-10k | CITI-11.7k | PF-38.4k


Message 7 of 10
Creditobsessed12
Frequent Contributor

Re: CSP - Cold App Instant Approval!

Congrats!!

How is the growth on this card?  Does it grow quickly?

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 8 of 10
19eighty5
Senior Contributor

Re: CSP - Cold App Instant Approval!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 10
MrPSS
Regular Contributor

Re: CSP - Cold App Instant Approval!

Congrats on the approval and welcome to the CSP! You're going to love this card!

 

Some of the best value for the sub bonus I have found to be by transferring points to Southwest! I was able to get two round trip tickets from Tampa, FL to Denver, CO for just under 32,000 UR points! That's an avg of just under 8,000 pts per one-way trip!

Current: Gardening...


FICO 8: EX:TU:EQ:

As of Aug 2020. Total CL: $46,600; Goal: $50,000
Message 10 of 10
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