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CSP Impressive Approval and questions

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Alephbet
Regular Contributor

Re: CSP Impressive Approval and questions

Congratulations on your fantastic CSP approval! That is a fantastic starting limit!

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Message 21 of 32
Crowhelm
Established Contributor

Re: CSP Impressive Approval and questions


@CreditMarathoner wrote:

@Crowhelm wrote:


Well we just apped for it on Friday have no card yet and we have full access. Of course I followed the link on the approval page to set it up online. Did you miss that? Did the same wirh the two Citi Custom cash we apped for last week. 


I don't recall now (apping scares me and I was in adrenaline mode, lol), but I did go online to set things up, like alerts, paperless, etc. But they don't give the full account # to be able to use it for online purchases, only the last 4 digits, so I have to wait for the physical card to show up before I can "charge it".  But I can view the account online since I have other Chase cards and a login.

 

So you have the full account # for yours and have put charges on the card already?  And the SUB tracker appears for you?  It's possible the Freedom Flex works differently than the CSP in that regard, and for your Citi cards, they're Citi, they do things differently than Chase.

 


No card or number yet, but we still see everything. Obviously everything is at zero and even though my wife was offered a virtual card until the real card comes in the mail we did not select that option. I think it allowed using 20% of your limit right away or something along tvose lines. She should get the card this week or early next week. Maybe there is a difference between cash back cards and awards cards?







Message 22 of 32
CreditMarathoner
Frequent Contributor

Re: CSP Impressive Approval and questions


@Crowhelm wrote:

No card or number yet, but we still see everything. Obviously everything is at zero and even though my wife was offered a virtual card until the real card comes in the mail we did not select that option. I think it allowed using 20% of your limit right away or something along tvose lines. She should get the card this week or early next week. Maybe there is a difference between cash back cards and awards cards?


I've never seen Chase offer a virtual card option or any way to use the card before it comes in the mail (except for the Amazon Prime Visa which instantly gets added to your Amazon account).  Maybe you're thinking of your Citi cards?

 

While I (impatiently) wait for the card to arrive, it just sits there on my Chase page, mocking me.  I want to start working toward that nice SUB. Smiley Happy  Of course, once I hit the spend and get the SUB, the card will likely end up in my sock drawer and I'll be putting most spend on my  CFU again.

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 23 of 32
Crowhelm
Established Contributor

Re: CSP Impressive Approval and questions


@CreditMarathoner wrote:

@Crowhelm wrote:

No card or number yet, but we still see everything. Obviously everything is at zero and even though my wife was offered a virtual card until the real card comes in the mail we did not select that option. I think it allowed using 20% of your limit right away or something along tvose lines. She should get the card this week or early next week. Maybe there is a difference between cash back cards and awards cards?


I've never seen Chase offer a virtual card option or any way to use the card before it comes in the mail (except for the Amazon Prime Visa which instantly gets added to your Amazon account).  Maybe you're thinking of your Citi cards?

 

While I (impatiently) wait for the card to arrive, it just sits there on my Chase page, mocking me.  I want to start working toward that nice SUB. Smiley Happy  Of course, once I hit the spend and get the SUB, the card will likely end up in my sock drawer and I'll be putting most spend on my  CFU again.

 


Possible, we did app those back to back so it is possible I confused the two. Sorry if I did. 







Message 24 of 32
CreditMarathoner
Frequent Contributor

Re: CSP Impressive Approval and questions

It's here!  Here's what it looks like next to the CFU, to give an idea of how it looks color wise.  It's a darker blue than the CFU, not as attractive as I had hoped, but then it's not about looks anyway.  It is metal, well, the typical Chase plastic on metal core design.  The personalized printing (name, account # etc.) are raised, like it was 3d printed.  I don't know what the term is.

 

CFU vs. CSPCFU vs. CSP

 

My CFU is old school plastic with embossed numbers on front.  It's still compatible with the chunk-chunk imprinting thing that no one uses anymore. Smiley Happy

 

I verified it but still no SUB tracker online.  I'll have to see if that appears once I use the card.  I may go out to eat and use it for that (my first 3x points on it!)

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 25 of 32
KELSTAR
Regular Contributor

Re: CSP Impressive Approval and questions

3.  Although I have no UR points on the CSP yet, until I receive the card and put some spend on it, I have a bunch of UR points on my CFU.  If I wanted to use these points to book travel, does the multiplier always apply because I hold a CSP, or do I have to move my CFU's points over to the CSP to get the multiplier on those points?

 

You have to move them.

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Message 26 of 32
Anonymous
Not applicable

Re: CSP Impressive Approval and questions

 


@CreditMarathoner wrote:

I verified it but still no SUB tracker online.  I'll have to see if that appears once I use the card.  I may go out to eat and use it for that (my first 3x points on it!)

 



I was also just approved for the CSP today. The first thing I looked for was the SUB tracker to make sure it was for 100k points not 60k. When I first logged into my Chase bank account after the approval it showed the SUB tracker and the end date for the spending requirement underneath my available credit on the main page but now when I log back in it's gone. Maybe there's a glitch until you do some spending like you suggested. Strange it showed it to me then disappeared though.

 

Edit: Actually I just looked on the Chase app on my phone and the SUB tracker is still there. Nowhere to be found on the browser version of Chase, but shows up when I click on the card on the Chase app. 

Message 27 of 32
CreditMarathoner
Frequent Contributor

Re: CSP Impressive Approval and questions


@Anonymous wrote:

 


@CreditMarathoner wrote:

I verified it but still no SUB tracker online.  I'll have to see if that appears once I use the card.  I may go out to eat and use it for that (my first 3x points on it!)

 



I was also just approved for the CSP today. The first thing I looked for was the SUB tracker to make sure it was for 100k points not 60k. When I first logged into my Chase bank account after the approval it showed the SUB tracker and the end date for the spending requirement underneath my available credit on the main page but now when I log back in it's gone. Maybe there's a glitch until you do some spending like you suggested. Strange it showed it to me then disappeared though.

 

Edit: Actually I just looked on the Chase app on my phone and the SUB tracker is still there. Nowhere to be found on the browser version of Chase, but shows up when I click on the card on the Chase app. 


That's interesting it showed up and then disappeared.  I still don't see it after putting a charge on the card, but the charge is still pending.  If it doesn't show up after the charge posts I may try the app (I don't really want to though), or message them and see why it's not appearing.  If you see yours appear on the website again let me know.  Is yours showing the 100k SUB when you see it in the app?

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 28 of 32
CreditMarathoner
Frequent Contributor

Re: CSP Impressive Approval and questions

I broke down and installed the app, and the "new account bonus" tracking does show up there.

 

Why it doesn't show up on the website, I don't know.  Maybe it'll show up after my charge posts and I've earned some points.  But at least I know the 100K SUB is on my account and I have until 1/1/2022 to spend the $4k.  With my insurance and property taxes coming due I'll be able to knock that out using money I'd have to spend anyway.

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 29 of 32
CreditMarathoner
Frequent Contributor

Re: CSP Impressive Approval and questions

My $20 transaction posted.  Still no SUB tracker on the website, but the app shows that I have around $3,980 to go.

 

So at least I know there is a tracker, and it's keeping track correctly, I just have to use the app to see it for whatever reason.

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 30 of 32
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