CSP Instant Approval Question

[TC1223]

Hi, it's been a while since I've posted on here. But, I was wondering if someone could give me some advice to pass on to my fiancé.

So, this evening he decided to apply for CSP - he was instantly approved for $32k. I was wondering what his chances are of getting a higher limit if he called the recon line and if he would take another HP? Also, if they did do another HP, would it show up as 1 pull, since they were within a day of each other?

Background: He has a CS of 795-800+ and makes about 190k annually. 

[Anonymous]

Congrats! Huge approval ... no idea on CLI with Chase?!

[TC1223]

Thank you. He added me as an AU, which I'm hoping will help out my gardening...

[DeeBee78]

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@TC1223 wrote:

Hi, it's been a while since I've posted on here. But, I was wondering if someone could give me some advice to pass on to my fiancé.

So, this evening he decided to apply for CSP - he was instantly approved for $32k. I was wondering what his chances are of getting a higher limit if he called the recon line and if he would take another HP? Also, if they did do another HP, would it show up as 1 pull, since they were within a day of each other?

Background: He has a CS of 795-800+ and makes about 190k annually. 

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It will be a HP for a CLI. They will not use the one from the application. HP grouping is done by the CRA's, not the lender. It is at the CRA's discrection if they treat it as a single pull. 

[9CLINE]

Congrats....

[Anonymous]

it will take another hp.

but thats a really good limit! 

[Anonymous]

Congrats on the huge starting limit!

Why would he want a higher CL though? I would just be thankful and leave it at that.

[Anonymous]

Wowser! What a limit!

[Anonymous]

Congrats to him. Don't waste another HP. Wonderful SL. Don't mess up a good thing. 

He could apply for a Freedom card and I think they will use the same HP. 

Or if he has a business he could get an Ink Cash Business card or an Ink Plus Business card. One of those and a CSP would be a great match and help to maximize his points. 

[TC1223]

Okay, once again thank you, everyone. So, I advised him not to ask for a higher CL and that he should just app for another chase card, in which he did. He apped the Hyatt CC, and got another 32k SL. I nearly had a heart attack when I saw the screen. OMG!