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CSP - Instant Approval

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CleanCredit
Contributor

CSP - Instant Approval

Hey guys! I've been lurking on here for a bit and have gotten some great advice. Back in June I decided to app for the Chase Freedom because of all the insight I recevied from you guys, and I ended up getting approved for $7K. I love the Freedom and use it as my main card but wanted to try and get something else. Since I am going to be traveling for work, I decided the CSP was the right card.

 

Well...as soon as the offer came out today for the 50K bonus, I apped for it and got approved for $10,600 SL! Very excited to get this card and want to thank everyone here for the great advice!

 

 

Note: A little about myself -- I am 23 years old and just graduated college in May. Annual income of $54K. Scores about 750 all around (haven't actually checked in a while, to be honest). I have three other cards in my wallet:

 

  • Credit Union Student Card - $1000 CL
  • TCM Bank Visa Platinum - $2500 CL
  • Chase Freedom Signature - $7000 CL

I have had multiple car and motorcycle loans over the years. Student loans outstanding with about $40k. 7 inquiries over the past 2 years (including both CC and car/motorcycle loans). Average age of credit is about 2 years and 4 months.

 

Edit: I am thinking of maybe applying for another card right away tonight. I have read about people applying for multiple in one day. I would really like a card that gives me free credit score. Should I app for another card or just settle with what I have?

 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: CSP - Instant Approval

Stellar!  Nice approval and congrats.

Message 2 of 9
Anonymous
Not applicable

Re: CSP - Instant Approval


@CleanCredit wrote:

Hey guys! I've been lurking on here for a bit and have gotten some great advice. Back in June I decided to app for the Chase Freedom because of all the insight I recevied from you guys, and I ended up getting approved for $7K. I love the Freedom and use it as my main card but wanted to try and get something else. Since I am going to be traveling for work, I decided the CSP was the right card.

 

Well...as soon as the offer came out today for the 50K bonus, I apped for it and got approved for $10,600 SL! Very excited to get this card and want to thank everyone here for the great advice!

 

 

Note: A little about myself -- I am 23 years old and just graduated college in May. Annual income of $54K. Scores about 750 all around (haven't actually checked in a while, to be honest). I have three other cards in my wallet:

 

  • Credit Union Student Card - $1000 CL
  • TCM Bank Visa Platinum - $2500 CL
  • Chase Freedom Signature - $7000 CL

I have had multiple car and motorcycle loans over the years. Student loans outstanding with about $40k. 7 inquiries over the past 2 years (including both CC and car/motorcycle loans). Average age of credit is about 2 years and 4 months.

 


Awesome, congrats!!

Message 3 of 9
ddemari
Super Contributor

Re: CSP - Instant Approval

Congrats!!! Thats a great instant approval with Chase for CSP! nice work! 

Message 4 of 9
Anonymous
Not applicable

Re: CSP - Instant Approval

Congrats. If you want a Fico get yourself a BCP if you don't mind an AF. Bce if you do. More often than not move your freedom points over to your new csp. More bang for your buck. Southwest has a great conversion rate. Pretty much never get cashback ever again on your csp and freedom. I wish I apped for a freedom when I got my csp. Now I have to wait atleast a year because of chases new restrictions in 2 years
Message 5 of 9
CreditCuriosity
Moderator Emeritus

Re: CSP - Instant Approval

Congrats on the CSP approval!  A few of them coming out todaySmiley Happy

Message 6 of 9
alextercero
Super Contributor

Re: CSP - Instant Approval

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 9
Country_Feller
Valued Contributor

Re: CSP - Instant Approval

Awesome, Congratulations!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 8 of 9
CleanCredit
Contributor

Re: CSP - Instant Approval

Thanks guys! I ended up aping for the Citi Double Cash and got approved for a $5.2k SL. Kind of wish I went with Amex in hopes of getting a higher limit, but oh well. Off to the garden...
Message 9 of 9
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