CSP and Freedom! One more?

[Anonymous]

So, I did a thing. I couldn't wait until June. I had to know. 

Some data points:

I had a Chase CO in 2007 that was paid in full in 2008. It was "only" $450. Never received prequals with them but I did have a checking/savings open with them for 3 years. 

I was an AU on a normal Sapphire (don't think it affected anything, though). 

I have 1 inquiry and new account in the past two years: Capital 1 on all three bureaus for a $3000 Quicksilver. 

Rest of my stats are in sig. 

Approved for CSP with a SL of $9,400 (weird number). Couldn't believe it. 

Then, tried for a Freedom and was approved instantly for $4,500. I was floored. 

CSP was/is my dream card. The only thing left is to complete the Trifecta and I'm done for good. 

Now, question. Should I wait 6 months before I go to a branch and try for a Freedom Unlimited? Or should I / could I apply for an Unlimited now? Or is three too much at a time for Chase? I am more than happy with waiting right now. The CSP itself will get SOOOO much use. 

Still, with all of that said... I'M BACK IN WITH CHASE! YES SSDS!!! 

[Anonymous]

Congrats! I'll let others comment on the wait/not. I've got some slight memories of 2 fine, 3 max withing X days, but my thoughts aren't clear. 

[Anonymous]

Firstly congrats!

As for s third card, it seems to be 2 cards in 30 days max, though i have not seen anything regarding business cards.

However, since you want a third personal card, i would wait at least 30 days from your normal Freedom app.

[Anonymous]

definitely wait. not to mention you have what $4,500 in spend to meet right now? if you get the FU then that's even more spend.

[Anonymous]

Definitely waiting, then. Thanks, all! 

CSP is getting expedited and will be here by Tuesday or Wednesday. Just in time for an anniversary dinner and an Easter dinner next weekend  

[Anonymous]

Congrats

[Anonymous]

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@Anonymous wrote:

So, I did a thing. I couldn't wait until June. I had to know. 

Some data points:

I had a Chase CO in 2007 that was paid in full in 2008. It was "only" $450. Never received prequals with them but I did have a checking/savings open with them for 3 years. 

I was an AU on a normal Sapphire (don't think it affected anything, though). 

I have 1 inquiry and new account in the past two years: Capital 1 on all three bureaus for a $3000 Quicksilver. 

Rest of my stats are in sig. 

Approved for CSP with a SL of $9,400 (weird number). Couldn't believe it. 

Then, tried for a Freedom and was approved instantly for $4,500. I was floored. 

CSP was/is my dream card. The only thing left is to complete the Trifecta and I'm done for good. 

Now, question. Should I wait 6 months before I go to a branch and try for a Freedom Unlimited? Or should I / could I apply for an Unlimited now? Or is three too much at a time for Chase? I am more than happy with waiting right now. The CSP itself will get SOOOO much use. 

Still, with all of that said... I'M BACK IN WITH CHASE! YES SSDS!!! 

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Congrats OP. How did you raise your scores to the 800's from mid 600's in less than a month?

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@Anonymous wrote:

So, I did a thing. I couldn't wait until June. I had to know. 

Some data points:

I had a Chase CO in 2007 that was paid in full in 2008. It was "only" $450. Never received prequals with them but I did have a checking/savings open with them for 3 years. 

I was an AU on a normal Sapphire (don't think it affected anything, though). 

I have 1 inquiry and new account in the past two years: Capital 1 on all three bureaus for a $3000 Quicksilver. 

Rest of my stats are in sig. 

Approved for CSP with a SL of $9,400 (weird number). Couldn't believe it. 

Then, tried for a Freedom and was approved instantly for $4,500. I was floored. 

CSP was/is my dream card. The only thing left is to complete the Trifecta and I'm done for good. 

Now, question. Should I wait 6 months before I go to a branch and try for a Freedom Unlimited? Or should I / could I apply for an Unlimited now? Or is three too much at a time for Chase? I am more than happy with waiting right now. The CSP itself will get SOOOO much use. 

Still, with all of that said... I'M BACK IN WITH CHASE! YES SSDS!!! 

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Congrats OP, How did you get your scores raised into the 800's from mid 600's in less than a month?

[Anonymous]

The only two negatives on my report were two 30 day lates from my Journey and first Quicksilver. It was in 2015, contacted the EO and requested a GW deletion. Once those were gone, scores jumped to 772.

No collections or charge offs reporting.

Oldest line was 9 years old. Father offered to put me as AU on his 23 year old Citi card with a 23K limit, which has a balance of $15. That bumped me up to 795 once it reported.

795-805 came on its own. Well, 802 now. Chase did a single pull on EX for my approvals.

[Anonymous]

Oh, my utility dropped from 70% to 1%, too. Paid off all balances with my tax returns :/

[Anonymous]

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@Anonymous wrote:
The only two negatives on my report were two 30 day lates from my Journey and first Quicksilver. It was in 2015, contacted the EO and requested a GW deletion. Once those were gone, scores jumped to 772.

No collections or charge offs reporting.

Oldest line was 9 years old. Father offered to put me as AU on his 23 year old Citi card with a 23K limit, which has a balance of $15. That bumped me up to 795 once it reported.

795-805 came on its own. Well, 802 now. Chase did a single pull on EX for my approvals.

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Thats impressive !! Congrats on your success