CSP recon, approval after relocating credit line

[impinth_llq]

I got two cc within 2 months (Freedom on Oct.27, Citi Dividend on Nov.24), but still want to try my luck on X'mas day.

I submited the application, and as expected - got the 10 day message.

I called the recon number and the nice guy told me that I have reached the maximum credit line Chase could extend to me.

After relocating credit line from my United and Freedom card, I add up the signature visa $5000 minimum requirement and got approval.

So, I guess no more Chase card for me before I accomplish my doctoral. May try Wellsfargo next summer, if the rumored Wells Fargo Amex Propel 365 credit card comes out.

It's gardening time !!!

[alvon123]

congrats

[coldnmn]

Congrats! Thanks for sharing.

[efranklin23]

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@impinth_llq wrote:

I got two cc within 2 months (Freedom on Oct.27, Citi Dividend on Nov.24), but still want to try my luck on X'mas day.

I submited the application, and as expected - got the 10 day message.

I called the recon number and the nice guy told me that I have reached the maximum credit line Chase could extend to me.

After relocating credit line from my United and Freedom card, I add up the signature visa $5000 minimum requirement and got approval.

So, I guess no more Chase card for me before I accomplish my doctoral. May try Wellsfargo next summer, if the rumored Wells Fargo Amex Propel 365 credit card comes out.

It's gardening time !!!

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Congrats on the approval, What was your scores on the approval? 

[gdale6]

Congrats

[myjourney]

Congrats 

[impinth_llq]

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@efranklin23 wrote:

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@impinth_llq wrote:

I got two cc within 2 months (Freedom on Oct.27, Citi Dividend on Nov.24), but still want to try my luck on X'mas day.

I submited the application, and as expected - got the 10 day message.

I called the recon number and the nice guy told me that I have reached the maximum credit line Chase could extend to me.

After relocating credit line from my United and Freedom card, I add up the signature visa $5000 minimum requirement and got approval.

So, I guess no more Chase card for me before I accomplish my doctoral. May try Wellsfargo next summer, if the rumored Wells Fargo Amex Propel 365 credit card comes out.

It's gardening time !!!

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Congrats on the approval, What was your scores on the approval? 

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Pulled TU and EX with FICO 703 and 700 (TU: 6 pulls, EX: 5 pulls). 13 months with Chase, 1 year history of >$5000 credit line.

[FinStar]

Yes, it looks like you may have hit their ceiling.  On the upside, you were able to get CSP in the form or a "carve-out" from the other two CCs... nicely done!

[efranklin23]

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@impinth_llq wrote:

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@efranklin23 wrote:

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@impinth_llq wrote:

I got two cc within 2 months (Freedom on Oct.27, Citi Dividend on Nov.24), but still want to try my luck on X'mas day.

I submited the application, and as expected - got the 10 day message.

I called the recon number and the nice guy told me that I have reached the maximum credit line Chase could extend to me.

After relocating credit line from my United and Freedom card, I add up the signature visa $5000 minimum requirement and got approval.

So, I guess no more Chase card for me before I accomplish my doctoral. May try Wellsfargo next summer, if the rumored Wells Fargo Amex Propel 365 credit card comes out.

It's gardening time !!!

---

Congrats on the approval, What was your scores on the approval? 

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Pulled TU and EX with FICO 703 and 700 (TU: 6 pulls, EX: 5 pulls). 13 months with Chase, 1 year history of >$5000 credit line.

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Oh ok, I might consider apping for this card in another year or so