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CSR Approval! Take That, Amex Gold!

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Anonymous
Not applicable

CSR Approval! Take That, Amex Gold!

I was denied by Amex Gold for an "expired" offer, so decided to jump earlier than planned on a Sapphire. I was worried about applying because Chase wouldn't show me any preapproved offers; I thought it meant it was too soon after getting CFU (10/2/19). However, everything I read seemed to lean towards me being fine, so I took a shot at applying for the CSR (lots of travel coming up). I'm approved for $26,300 at 18.49% APR! Woohoo!

 

I haven't checked for my most accurate scores, but here are my estimates from Credit Karma:

786 TransUnion | 779 Equifax

--Looks like Chase did the HP from TU, it's now down 6 pts to 780

--No derogatories, credit utilization was 8% with $51,650 CL

 

After I hit the minimum spend for points, I think I'll go for the CF and round out that trifecta.

Message 1 of 22
21 REPLIES 21
tbque
Valued Contributor

Re: CSR Approval! Take That, Amex Gold!

Congratulations on the CSR approval!






Message 2 of 22
AllZero
Mega Contributor

Re: CSR Approval! Take That, Amex Gold!

Congratulations on your approval!
Message 3 of 22
M_Smart007
Legendary Contributor

Re: CSR Approval! Take That, Amex Gold!

 

Congrats on yer approval!

 

Message 4 of 22
Meanmchine
Super Contributor

Re: CSR Approval! Take That, Amex Gold!

Congrats on CSR

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 5 of 22
Openwater
Established Contributor

Re: CSR Approval! Take That, Amex Gold!

Well done! Either was a win-win, but I think the CSR is a bigger win in the long run than AMEX gold. Cheers !




Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 6 of 22
Drwaz99
Established Contributor

Re: CSR Approval! Take That, Amex Gold!

Awesome! Congrats!

Message 7 of 22
gdale6
Moderator Emeritus

Re: CSR Approval! Take That, Amex Gold!

Wow what a great SL approval, congrats Smiley Happy

Message 8 of 22
Cred4All
Valued Contributor

Re: CSR Approval! Take That, Amex Gold!

Great approval, congrats!!!


Message 9 of 22
FireMedic1
Community Leader
Mega Contributor

Re: CSR Approval! Take That, Amex Gold!

Congrats and Happy ThanksGIVING on your approval! Smiley Happy



BK Free Aug25
Message 10 of 22
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