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Caesars Rewards Visa Approved!

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KrazyKanzan
Member

Caesars Rewards Visa Approved!

I just wanted to put the information out that I was approved for the Caesars Rewards Visa this morning via a cold app. I was denied for this card back in August of 2019.

Also, I’m aware it’s Comenity and they’re.. well, Comenity LOL. I have a positive history with them dating back several years. Whether this actually matters, I can’t say for sure.

At the time of application, my Equifax report showed only 1 inquiry, which was my denial from August. Credit Karma showed “691”, so take it for what it’s worth. One year AAoA

I also have an open Chapter 13 right now that was filed in relation to a business I used to own, which is basically why my credit profile was “reset”, I guess you could say. I do have a squeaky clean credit profile other than the short reporting history and the BK showing. I believe I have 18 total accounts reporting on EQ, most of which have been paid and closed, dating back 11 years. I am approx 2 years into my 5 year plan at this time.

I screwed up and closed out of the temporary access page to set up my online account and there’s no way to get it back, from what I understand? Any ideas here? I’m fine with waiting until the card comes to set that all up. I did call and mention a CLI increase right away, and the representative told me that it would indeed be a HP, so I passed for now. SL given was $1,000

Hopefully this helps guide some of you with a recent update about this card from Comenity!!

I frequent Vegas so I think this will be a good fit for me.
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Caesars Rewards Visa Approved!

Congratulations!
Message 2 of 15
Anonymous
Not applicable

Re: Caesars Rewards Visa Approved!

Congrats on your approval.

Message 3 of 15
Anonymous
Not applicable

Re: Caesars Rewards Visa Approved!

congratulations on the approval!

 

i am wanting this card myself, but i'm very new to rebuilding up my bad credit score so i really dont want to apply and get denied at the moment.

 

they only pulled from equifax when you applied?

 

all i have is a secured capital one card from october 2019 and just got an unsecured discover it card a couple weeks ago.

 

current equifax score via creditkarma is a fair 721 but other scores are low 600s.

 

i frequent harrah's properties pretty often so this card would be great to have.

Message 4 of 15
AllZero
Mega Contributor

Re: Caesars Rewards Visa Approved!

Congratulations on your approval!
Message 5 of 15
KrazyKanzan
Member

Re: Caesars Rewards Visa Approved!

Yes, they only pulled Equifax for me. I do remember reading somewhere that it’s a good idea to have your AAoA be at least 1 year before trying for it. If it’s actually a major factor, I’m not sure??
Message 6 of 15
M_Smart007
Legendary Contributor

Re: Caesars Rewards Visa Approved!

Welcome To myFICO Forums and

 

Message 7 of 15
Traveler101
Established Contributor

Re: Caesars Rewards Visa Approved!

Congrats!
Message 8 of 15
Anonymous
Not applicable

Re: Caesars Rewards Visa Approved!

hmm..i'm at 1 year and 8 months right now..

might just wait until next month and see if my score gets a little higher before i try.

 

thanks again for the info!

 


@KrazyKanzan wrote:
Yes, they only pulled Equifax for me. I do remember reading somewhere that it’s a good idea to have your AAoA be at least 1 year before trying for it. If it’s actually a major factor, I’m not sure??

Message 9 of 15
KrazyKanzan
Member

Re: Caesars Rewards Visa Approved!

Do you have your Caesars Rewards account set up online? If you do, log in on a web browser with the pop-up blocker off and see if you get the preapproval message. I never got this, so I just cold app’d.
Message 10 of 15
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