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Called in for Chase SP CLI

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SweetCreditObsession
Valued Contributor

Called in for Chase SP CLI

After reading @Blender's post on the Credit Cards board, I decided to call to ask for a CLI (the site said I wasn't eligible). 

 

The rep was awesome and told me they recently changed their policy and they inquiry would be soft. 

 

I got approved for $6k...taking me from $7600 -> $13,600. Needless to say, I'm happy.

 

I've had the card a little over a year and a half. Carried balances for months at a time and paid it off. My most recent pattern has been to charge a min of $200-500 per month and PIF, or carry a balance of less than 10% and PIF.

 

I'm 3/24.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 1 of 33
32 REPLIES 32
M_Smart007
Legendary Contributor

Re: Called in for Chase SP CLI

Waiting on A me X.png

Message 2 of 33
Yasselife
Valued Contributor

Re: Called in for Chase SP CLI

Congratulations! @SweetCreditObsession 


Gardening since: August 11, 2025
Message 3 of 33
SweetCreditObsession
Valued Contributor

Re: Called in for Chase SP CLI

Thanks, @Yasselife!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 4 of 33
SweetCreditObsession
Valued Contributor

Re: Called in for Chase SP CLI

🤭🤣 @M_Smart007. Thanks!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 5 of 33
CreditAggie
Community Leader
Super Contributor

Re: Called in for Chase SP CLI

Congratulations on your Chase CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 33
CreditMagic7
Mega Contributor

Re: Called in for Chase SP CLI

Congratulations on your Chase SP CLI!

Message 7 of 33
Meanmchine
Super Contributor

Re: Called in for Chase SP CLI

Congrats on the SP CLI

Do you have to unfreeze your reports forn this to work?

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 33
JoeRockhead
Community Leader
Super Contributor

Re: Called in for Chase SP CLI

Very nice @SweetCreditObsession , congratulations! 

Message 9 of 33
SweetCreditObsession
Valued Contributor

Re: Called in for Chase SP CLI


@CreditAggie wrote:

Congratulations on your Chase CLI!


Thanks, @CreditAggie😄



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 10 of 33
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